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$725,000

9504 WATERFORD OAKS BOULEVARD, WINTER HAVEN, FL 33884

3D Tour
Active1 days on market

Beds

5

Baths

3

Sq Ft

2,916 sq ft

Year Built

2006

Lot Size

0.37 acres

Garage

3

About This Property

Welcome to Waterford Oaks, where timeless architectural details and upgraded finishes set this home apart. Beautifully manicured landscaping and a paver driveway lead to an impressive 5-bedroom, 3-bath pool home with nearly 3,000 square feet of living space and an oversized 3-car garage. Decorative glass double entry doors open to a beautifully detailed interior featuring soaring ceilings, extensive crown molding, substantial millwork, architectural columns and arches, plantation shutters and elegant formal living and dining spaces. Thoughtful details continue throughout the home, creating a level of character and craftsmanship rarely found in newer construction. A versatile fifth bedroom at the front of the home also provides an ideal private office or den. At the center of the home, the kitchen combines function with elevated finishes, including granite countertops, rich wood cabinetry, upgraded KitchenAid appliances, a large breakfast bar and walk-in pantry. The kitchen flows into the spacious family room, where recessed lighting and expansive views toward the pool create a comfortable yet refined gathering space. A three-way split bedroom plan provides exceptional privacy. The primary suite is privately positioned in its own wing and features a spacious bath with dual granite-topped vanities, a soaking tub, separate walk-in shower and generous storage. On the opposite side of the home, a separate bedroom and adjacent full bath create an excellent option for guests or in-law accommodations, while two additional bedrooms and another full bath occupy their own private wing. The home's attention to detail carries outdoors to an expansive covered lanai and screened pool, creating a true extension of the living space with room for outdoor dining, entertaining and relaxing year-round. Mature landscaping adds privacy to the backyard setting. Located within gated Waterford Oaks, residents also enjoy community boat ramp and dock access to Lake Winterset and the Winter Haven Chain of Lakes. The combination of architectural detailing, upgraded finishes, a flexible three-way split floor plan, private pool, oversized 3-car garage and Chain of Lakes access makes this a distinctive opportunity in Winter Haven.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8533115
StatusActive
Year Built2006
Stories1
Total Rooms10
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesSouth
SubdivisionWATERFORD OAKS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Coffered Ceiling(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Open Floorplan, Walk-In Closet(s)
FlooringTile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorFrench Doors
Lot Size0.37 acres (16,117 sq ft)
Lot FeaturesOversized Lot
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$2,250 / Annually
Senior CommunityNo

Financial Details

List Price$725,000
Annual Taxes$6,776 (2025)
FinancingCash, Conventional, VA Loan
Parcel #262912687518000320

Schools

ElementaryChain O Lakes Elem
MiddleDenison Middle
HighLake Region High

Directions

Heading south on US-27 N, turn right onto FL-540 W/Cypress Gardens Blvd. After 1.8 miles turn left onto W Lake Ruby Dr and after 1.0 miles turn right onto Waterford Oaks Blvd. The destination is on the right.

Location

9504 WATERFORD OAKS BOULEVARD, WINTER HAVEN, FL 33884

Listing Information

OfficeKELLER WILLIAMS TAMPA PROPERTIES
ListedSeptember 25, 2026

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Home Price

$725,000

20% ($145,000)
6.75%

Loan Term

Principal & Interest$3,762
Property Tax (est.)$665
Insurance (est.)$150
Total Monthly$4,576
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $725,000 home in WINTER HAVEN.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$36,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 26, 2026.

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