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$625,000

3949 APPLETREE DRIVE, VALRICO, FL 33594

3D Tour
Active1 days on market

Beds

4

Baths

2

Sq Ft

2,795 sq ft

Year Built

1992

Lot Size

0.39 acres

Garage

3

About This Property

Set within the quiet, established community of Bent Tree, this move-in-ready pool home offers nearly 2,800 square feet of thoughtfully designed living space on a beautifully landscaped .39-acre lot. With just over 50 homes in the neighborhood, the setting feels private and peaceful while remaining convenient to top-rated schools, shopping, dining, and entertainment. A tiled entry opens to formal living and dining spaces, while the desirable split-bedroom floor plan provides privacy throughout. The spacious primary suite is positioned on one side of the home and features a vaulted ceiling, ceiling fan, generous closet space, and a versatile bonus area ideal for a home office, reading nook, den, or additional dressing space. The primary bathroom includes a soaking tub, walk-in shower, vanity, and a separate private commode area with an additional sink and vanity. Three secondary bedrooms are located in their own wing and share a well-appointed guest bathroom with a granite vanity, tiled tub and shower combination, and direct access to the pool area. At the heart of the home, the kitchen features wood cabinetry, stainless steel appliances, reverse-osmosis filtration, breakfast bar seating, and an eat-in dining area with a built-in corner bench. Overlooking the family room, the open layout creates an easy flow for everyday living and entertaining. The family room is highlighted by vaulted ceilings and a striking brick wood-burning fireplace updated with a German schmear finish, new mantel, and fireplace doors. Glass sliders lead to the tiled Florida room, where a wet bar and two sets of triple sliding doors frame views of the screened saltwater pool. The outdoor living space is surrounded by lush landscaping and offers plenty of room to relax, entertain, garden, or gather around the fire pit. The fully fenced backyard includes new grass, raised garden beds, a garden arch, compost area, succulent garden, mature fruit trees, colorful plantings, and updated irrigation. Major improvements provide added peace of mind, including a 2022 roof, 2023 HVAC system, 2023 septic system, 2024 water softener, 2024 reverse-osmosis system, mostly updated windows from 2024, and a 2026 water heater. The pool has also been refreshed with a 2026 pump and filter, a 2024 salt cell, and a replaced main drain cover. Additional updates include fresh interior paint, new switches and outlets, blinds, window treatments, closet doors, shelving, lighting, pantry storage, and laundry-room shelving. A three-car garage, extensive landscaping, and numerous conveying storage and seating features complete this exceptionally well-maintained Bent Tree home.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8533276
StatusActive
Year Built1992
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionBENT TREE
CountyHillsborough
OwnershipFee Simple
FurnishedTurnkey

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Window Treatments
FlooringLaminate, Tile
AppliancesBar Fridge, Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener
LaundryLaundry Room
WindowsENERGY STAR Qualified Windows, Insulated Windows, Thermal Windows, Window Treatments
CoolingCentral Air
HeatingCentral
FireplaceYes ()
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorGarden, Irrigation System, Outdoor Shower, Rain Barrel/Cistern(s), Rain Gutters, Sliding Doors
FencingFenced
Lot Size0.39 acres (17,072 sq ft)
Lot Dimensions88 x 194
Road SurfacePaved
ViewGarden, Pool

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground, Lighting, Outside Bath Access, Pool Sweep, Salt Water, Screen Enclosure

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Electricity Available, Electricity Connected, Fiber Optics, Fire Hydrant, Public, Sprinkler Meter, Street Lights, Underground Utilities

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$395 / Annually
Senior CommunityNo

Financial Details

List Price$625,000
Annual Taxes$8,236 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSC-6
Parcel #U29292132TB0000000016.0

Schools

ElementaryBuckhorn-HB
MiddleMulrennan-HB
HighDurant-HB

Directions

Take I-275 N and FL-618 Toll E/Selmon Expy to Town Center Blvd in Brandon. Turn right onto Town Center Blvd. Turn right onto Providence Rd. Use the left 3 lanes to turn left onto W Lumsden Rd. Turn left onto S St Cloud Ave. Turn right onto Peartree Way. Turn right onto Appletree Dr. Destination will be on the left.

Location

3949 APPLETREE DRIVE, VALRICO, FL 33594

Listing Information

OfficeLPT REALTY LLC
ListedJuly 28, 2026

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Home Price

$625,000

20% ($125,000)
6.75%

Loan Term

Principal & Interest$3,243
Property Tax (est.)$573
Insurance (est.)$150
Total Monthly$3,966
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $625,000 home in VALRICO.

🏛️

FHA Loan

$21,875 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$31,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 29, 2026.

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