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$585,000

10132 GRAND OAK CIRCLE, MADEIRA BEACH, FL 33708

3D Tour
Active71 days on market

Beds

4

Baths

3

Sq Ft

2,217 sq ft

Year Built

2016

Lot Size

0.09 acres

Garage

2

About This Property

Virtually Staged. WELCOME HOME! This masterfully appointed, meticulously maintained two story contemporary style home boasts 4 bedrooms, 3 full bathrooms with approximately 2,200 sq. ft of indoor living space. Enjoy what this Madeira Beach has to offer with its gorgeous sand beaches in this picturesque area of St. Petersburg. This home, situated in a private gated community offers an open floor plan with an amazing gourmet kitchen with cream colored solid wood cabinets, granite counter tops, and stainless-steel appliances included. The owners retreat boasts large walk-in closets, and stunning owners’ bathroom, with dual sinks with stone counter tops. There are tons of upgrades throughout this home perfect for entertaining guests. This home is also loaded with upgrades from ceramic tile flooring, and plenty of extra windows bring in the natural light during the day. Easy access to many great local restaurants, stores, beaches, and the beautiful downtown St. Petersburg.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8533311
StatusActive
Year Built2016
Stories2
Total Rooms4
ConstructionStucco
RoofTile
FoundationSlab
FacesNorth
SubdivisionCOVE AT BAY PINES
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Walk-In Closet(s)
FlooringTile, Hardwood
AppliancesElectric Water Heater, Range, Range Hood, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting
Lot Size0.09 acres (3,755 sq ft)
Lot Dimensions46 x 84
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$140 / Monthly
Senior CommunityNo

Financial Details

List Price$585,000
Original Price$610,000
Annual Taxes$8,503 (2025)
Parcel #033115187290000490

Schools

ElementaryOrange Grove Elementary-PN
MiddleOsceola Middle-PN
HighSeminole High-PN

Directions

Take Bay Pines Blvd to 100th Way and turn north , continue to 100th Way for less than .5 mile and see the gated entrance to the Covey At Bay Pines community on the west side.

Location

10132 GRAND OAK CIRCLE, MADEIRA BEACH, FL 33708

Listing Information

OfficeBRIGHT REALTY GROUP LLC
ListedJuly 27, 2026

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Home Price

$585,000

20% ($117,000)
6.75%

Loan Term

Principal & Interest$3,035
Property Tax (est.)$536
Insurance (est.)$150
Total Monthly$3,722
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $585,000 home in MADEIRA BEACH.

🏛️

FHA Loan

$20,475 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$29,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 27, 2026.

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