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$520,000

704 23RD STREET SW, LARGO, FL 33770

3D Tour
Active48 days on market

Beds

3

Baths

2

Sq Ft

1,546 sq ft

Year Built

1972

Lot Size

0.16 acres

Garage

2

About This Property

This home is a must see! Such a beautiful 3 bedroom 2 bath home with garage with a brand new mini-split. Large master En-Suite bedroom with walk-in closet. Amazing back yard escape with large private pool with new pool filter and ladder. Entire pool area and back yard fenced. Luxury vinyl plank flooring throughout the home with split plan and open floor plan. Upgraded windows, blinds and beautiful Plantation Shutters. 2 kitchen pantries. Irrigation/Sprinkler system. Pool shed with electricity that has multiple uses, office, workshop, studio, etc.... Centrally located close to beaches, shopping, restaurants and PIE and TPA airports. New stately driveway and walkway with beautiful pavers installed 8/21/2020. Roof 8/1/2006. Electric vehicle for fast charging installed, connector type NEMA 14-50 Plug, non Tesla. Windows and doors 10/17/2006. Zone X so NO flood insurance required. This isn't just a home, it's a place where every day feels like a vacation. Come experience everything this exceptional Largo home has to offer! A must see!!!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8533341
StatusActive
Year Built1972
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofTile
FoundationBlock, Slab
FacesWest
SubdivisionMARGARET MANOR
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
LaundryIn Garage, Washer Hookup
WindowsShutters
CoolingCentral Air, Mini-Split Unit(s)
HeatingElectric
SecuritySecurity System, Security System Owned, Smoke Detector(s), Touchless Entry

Exterior & Lot

ExteriorIrrigation System, Private Entrance, Private Mailbox, Private Yard
FencingFenced, Vinyl
Other StructuresShed(s), Storage
Lot Size0.16 acres (7,139 sq ft)
Lot Dimensions70 x 102
Lot FeaturesLandscaped, Level, Near Golf Course, Near Public Transit, Private
Road SurfacePaved
ViewGarden, Pool

Pool & Spa

Private PoolYes
Pool FeaturesDeck, Gunite, In Ground, Other, Pool Sweep, Tile

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$520,000
Original Price$450,000
Annual Taxes$4,178 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #332915551520030120

Directions

Head North on Indian Rocks Rd. from Largo toward Belleair Bluffs. Take a right onto 8th Ave at the light. Go to the stop sign and Trotter Rd. will be on your right. 23rd St SW in Largo will be the first left after the stop sign. The home at 704 will be on your right and have a manatee mailbox.

Location

704 23RD STREET SW, LARGO, FL 33770

Listing Information

OfficeMELENDY REAL ESTATE
ListedJuly 27, 2026

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Home Price

$520,000

20% ($104,000)
6.75%

Loan Term

Principal & Interest$2,698
Property Tax (est.)$477
Insurance (est.)$150
Total Monthly$3,325
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How to Buy This Home

Multiple financing options available for this $520,000 home in LARGO.

🏛️

FHA Loan

$18,200 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 3, 2026.

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