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$249,000

4550 COVE CIRCLE UNIT 1009, ST PETERSBURG, FL 33708

3D Tour
Active0 days on market

Beds

2

Baths

2

Sq Ft

1,110 sq ft

Year Built

1973

Lot Size

Garage

About This Property

Here is your chance to be on the Intracoastal in Florida for less than what your home might have cost up north! This high-rise CORNER UNIT has been updated with granite countertops in the kitchen, newer A/C, and hurricane proof windows AND storm shutters throughout! Enjoy sunsets on the water just by walking to your window! The popular Sea Towers complex is located across the bridge from Madeira Beach, and is near shopping, entertainment, and the fabled white sand beaches of Pinellas County. Come begin your dream lifestyle retirement today!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8533540
StatusActive
Year Built1973
Stories12
Total Rooms7
ConstructionBrick, Stucco
RoofBuilt-Up
FoundationSlab
FacesNortheast
SubdivisionWASHINGTON TOWERS THE CONDO
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Solid Surface Counters, Solid Wood Cabinets
FlooringCarpet, Ceramic Tile, Laminate
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
LaundrySame Floor As Condo Unit
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorHurricane Shutters, Sidewalk
FencingMasonry
Lot FeaturesIn County, Near Public Transit, Sidewalk
Road SurfacePaved, Asphalt
ViewPool, Water
0

Waterfront

WaterfrontYes
FeaturesWaterfront, Intracoastal Waterway

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Phone Available, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityYes

Financial Details

List Price$249,000
Annual Taxes$3,412 (2025)
ZoningCONDO
Parcel #033115950770001009

Directions

From the intersection of 150th Ave. and Duhme Rd. in Seminole, go Northwest on Duhme to Sea Towers entrance on left. Please have a business card available to present to the gate guard.

Location

4550 COVE CIRCLE UNIT 1009, ST PETERSBURG, FL 33708

Listing Information

OfficeCENTURY 21 RE CHAMPIONS
ListedSeptember 4, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$249,000

20% ($49,800)
6.75%

Loan Term

Principal & Interest$1,292
Property Tax (est.)$228
Insurance (est.)$150
Total Monthly$1,670
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How to Buy This Home

Multiple financing options available for this $249,000 home in ST PETERSBURG.

🏛️

FHA Loan

$8,715 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,450 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 5, 2026.

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