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$239,900

26523 CHIMNEY SPIRE LANE, WESLEY CHAPEL, FL 33544

3D Tour
Active59 days on market

Beds

3

Baths

3

Sq Ft

1,588 sq ft

Year Built

2005

Lot Size

0.04 acres

Garage

1

About This Property

Welcome home to The Bay at Cypress Creek, a private gated townhome community in the heart of Wesley Chapel. This wonderful two-story townhome offers three bedrooms, two and a half bathrooms, and a one-car garage. Step inside to a welcoming foyer that leads to a kitchen with ample cabinet and counter space, a full appliance package featuring a Samsung French Door refrigerator, and a closet pantry. The kitchen overlooks the dining and living room combination, which features laminate flooring and sliding doors opening to a screened lanai. The primary bedroom includes laminate flooring, a spacious walk-in closet, and an ensuite bathroom with dual sinks and a garden shower/tub combination. Two additional guest bedrooms are located down the hall. The home also includes a newer water softener system and an EV charger. Sit outside on the screened lanai and enjoy Florida living. Community amenities include a swimming pool, cabana, and picnic area. Enjoy a quiet gated setting with easy access to A-rated schools, USF, hospitals, shopping, dining, recreation, and only minutes to I-75/I-275 for an easy commute to downtown Tampa, Tampa International Airport and surrounding areas.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8533599
StatusActive
Year Built2005
Stories2
Total Rooms6
ConstructionBlock, Stucco, Wood Frame (FSC Certified)
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionBAY AT CYPRESS CREEK
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Split Bedroom, Thermostat
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Washer
LaundryInside, Laundry Closet, Upper Level
CoolingCentral Air
HeatingCentral, Electric
SecurityGated Community, Security System, Security System Owned, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System
Lot Size0.04 acres (1,683 sq ft)
Lot FeaturesIn County, Landscaped, Level, Sidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$430 / Monthly
Senior CommunityNo

Financial Details

List Price$239,900
Original Price$250,000
Annual Taxes$4,314 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMPUD
Parcel #1926260010023000020

Schools

ElementarySeven Oaks Elementary-PO
MiddleCypress Creek Middle School
HighCypress Creek High-PO

Directions

From I-75 exit at SR56, Head east. North on Cypress Ridge Blvd. Right into Bay at Cypress Creek. Left on Chimney Spire to home on the right.

Location

26523 CHIMNEY SPIRE LANE, WESLEY CHAPEL, FL 33544

Listing Information

OfficeFLORIDA EXECUTIVE REALTY
ListedAugust 4, 2026

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Home Price

$239,900

20% ($47,980)
6.75%

Loan Term

Principal & Interest$1,245
Property Tax (est.)$220
Insurance (est.)$150
Total Monthly$1,615
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $239,900 home in WESLEY CHAPEL.

🏛️

FHA Loan

$8,397 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 24, 2026.

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