$225,000
8620 INDIAN RIDGE TRAIL, LAKELAND, FL 33810
Beds
3
Baths
2
Sq Ft
1,152 sq ft
Year Built
1990
Lot Size
0.35 acres
Garage
—
About This Property
Welcome to this fully renovated manufactured home in Lakeland, Florida, offering modern upgrades, ultimate privacy, and incredible flexibility. Perfect investment property with attached ADU. Situated in Flood Zone X (no flood insurance required) with NO HOA, this turn-key property gives you the freedom to live without restrictions or extra monthly fees. Step inside to discover a completely transformed interior featuring brand-new subfloors and stylish luxury vinyl plank flooring running seamlessly throughout the entire house. The interior construction has been heavily upgraded with 5/8" fire code sheetrock walls and fresh wall insulation, providing superior durability, soundproofing, and energy efficiency. The heart of the home is the newly updated kitchen, equipped with brand-new cabinetry and sleek granite countertops. Both full bathrooms have been beautifully updated with modern finishes. Bright and airy, the home also boasts all-new windows and doors, bringing in plenty of natural light while keeping utility bills low. Outside, the property features a freshly painted exterior and a massive, fully fenced private backyard—perfect for pets, entertaining, or creating your own outdoor oasis. A large storage shed offers extra space for tools, toys, or workshop projects. Bonus Feature: The property includes an attached ADU (Accessory Dwelling Unit) with its own separate entrance. Whether you need an in-law suite, a private home office, a guest retreat, or a potential rental income generator, this versatile space adds immense value.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Starting from the intersection of I-4 and US Highway 98 (Exit 32), head north on US Highway 98 North for 6.5 miles, then turn left (west) onto Kathleen Road. After 1.5 miles, turn right (north) onto Raulerson Road, take an immediate right (east) onto Indian Ridge Trail, and 8620 Indian Ridge Trail will be just ahead on your right (south side of the street).
Location
8620 INDIAN RIDGE TRAIL, LAKELAND, FL 33810
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$225,000
Loan Term
How to Buy This Home
Multiple financing options available for this $225,000 home in LAKELAND.
🏛️
FHA Loan
$7,875 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$11,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.