Skip to main content
1 / 14

$289,900

2942 MACALPIN DRIVE W, PALM HARBOR, FL 34684

3D Tour
Active71 days on market

Beds

2

Baths

2

Sq Ft

1,361 sq ft

Year Built

1979

Lot Size

0.16 acres

Garage

2

About This Property

OPPORTUNITY KNOCKS IN HIGHLY SOUGHT-AFTER HIGHLAND LAKES! Welcome to one of Palm Harbor's premier 55+ golf communities, where resort-style amenities and an active lifestyle await. This very spacious 2-bedroom, 2-bath split plan home feels much bigger when you walk in then the actual heated square footage due to the addition of a florida room and bonus room. This home can easily be turned into a 3 bedroom and offers exceptional value and endless potential for buyers looking to make it their own.This is one you must see in person to understand and fully appreciate it's potential. Inside, you'll appreciate the generous layout featuring two separate living areas plus a versatile bonus/flex room just off the kitchen, ideal as a family room, Florida room, home office, hobby space, or reading retreat. The split-bedroom floor plan provides added privacy for both owners and guests. The kitchen features solid wood cabinetry, newer stainless steel appliances, abundant storage, and a functional layout that opens to the main living areas. Impact-resistant windows throughout the home are under warranty, only 4 years old and provide peace of mind, energy efficiency, and storm protection, while plantation shutters add charm and character in several rooms. A Brand New water heater was installed this year in 2026. Roof is 2009 and in very good shape. AC works good but is older. Some areas of the home feature tile flooring, while others offer carpet, giving buyers the opportunity to update and personalize the home to their own taste and style. The seller has already relocated, making this an excellent opportunity to own one of the best values in Highland Lakes. Life in Highland Lakes is second to none! Residents enjoy an incredible array of amenities, including: Unlimited golf on a 27-hole executive golf course (three private 9-hole courses included with HOA membership) Two community pools, including a 125,000 gallon geothermal-heated Olympic sized pool with heated whirlpool spa at the clubhouse, plus a second geothermal-heated pool overlooking beautiful Lake Tarpon Tennis and pickleball courts Clubhouse with fitness center and activity rooms Billiards, woodworking, ceramics, arts & crafts, and hobby studios Dozens of clubs, social events, dances, classes, and year-round activities Scenic walking paths and picturesque lakes Lake Tarpon access with community pontoon boats, fishing opportunities, and RV/boat storage (subject to association availability) Whether you're searching for a full-time Florida residence or the perfect seasonal retreat, this home offers great bones, a spacious and functional floor plan, valuable upgrades, and the chance to create your dream home in one of Palm Harbor's most desirable active adult communities. Bring your vision and discover why Highland Lakes continues to be one of Tampa Bay's most sought-after 55+ communities!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8533663
StatusActive
Year Built1979
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionHIGHLAND LAKES
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Eating Space In Kitchen, Split Bedroom, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesCooktop, Dishwasher, Disposal, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Private Entrance, Private Mailbox, Private Yard, Sidewalk, Sliding Doors
Lot Size0.16 acres (7,118 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$164 / Monthly
Senior CommunityYes

Financial Details

List Price$289,900
Original Price$339,000
Annual Taxes$1,520 (2025)
FinancingCash, Conventional
ZoningRPD-10
Parcel #312716388970000860

Directions

From US Highway 19: Head east on Tampa Road. Turn left onto Lake St. George Drive, then right onto Highlands Boulevard. Continue to Macalpin Drive W and turn right. The home will be on your right at 2942 Macalpin Dr W, Palm Harbor, FL 34684. Alternate Version (Short MLS Style): US 19 to Tampa Rd, east to Lake St. George Dr, left onto Highlands Blvd, right onto Macalpin Dr W. Home is on the right.

Location

2942 MACALPIN DRIVE W, PALM HARBOR, FL 34684

Listing Information

OfficeFLORIDA LUXURY REALTY INC
ListedJuly 29, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$289,900

20% ($57,980)
6.75%

Loan Term

Principal & Interest$1,504
Property Tax (est.)$266
Insurance (est.)$150
Total Monthly$1,920
Full Calculator →

How to Buy This Home

Multiple financing options available for this $289,900 home in PALM HARBOR.

🏦

Conventional

$14,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Palm Harbor

More Homes in Palm Harbor

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 15, 2026.

Call (813) 733-7907TextContact