$549,900
4046 FLORAMAR TERRACE, NEW PORT RICHEY, FL 34652
Beds
3
Baths
2
Sq Ft
1,288 sq ft
Year Built
1961
Lot Size
0.14 acres
Garage
,
About This Property
Florida Waterfront Living at Its Best! Welcome to your fully renovated waterfront retreat, where modern luxury meets the laid-back Florida lifestyle. Every major improvement has been completed with permits, making this home truly move-in ready. Extensive 2023 upgrades include a new roof, pool screen enclosure, gutters, sliding glass door, drain line, and the addition of a 10,000-pound boat lift with enclosed motors. In 2024, the home was further enhanced with a stunning new kitchen featuring granite countertops, soft-close cabinetry, brand-new stainless steel appliances, a new air conditioning system, and a new pool heater. Inside, you’ll find beautiful luxury vinyl plank flooring throughout—absolutely no carpet. The kitchen is both stylish and functional, offering stone countertops, soft-close drawers and cabinets, and all-new stainless steel appliances. Adjacent to the kitchen is a utility room complete with a full-size front-loading washer and dryer, plus a convenient exterior service door. The thoughtfully designed split floor plan offers two guest bedrooms and a beautifully renovated bathroom with a walk-in shower at the front of the home. The spacious family room features a custom electric fireplace accent wall and sliding glass doors that open to your screened lanai, heated pool, and peaceful saltwater canal. The private primary suite provides a relaxing escape with two closets, including an oversized walk-in closet measuring approximately 7’8” x 11’4”. The ensuite bath includes a new vanity and a tub/shower combination. Step outside to your own waterfront oasis. The sealed paver patio offers both covered and open seating areas, making it the perfect place to entertain or unwind in any season. Enjoy swimming year-round in the heated inground pool, or head out on the water using your private 10,000-pound boat lift, floating dock, and dedicated space for a kayak or jet ski. The carport also features a large storage cabinet, providing plenty of room for tools, fishing gear, and outdoor equipment. Residents have the option to join the community HOA for just $125 per year. For an additional $200 annually, members receive exclusive access to the private Gulf Harbors Beach, where you’ll enjoy spectacular sunsets, covered picnic pavilions, grills, restrooms, showers, and ample parking. Whether you’re searching for a full-time residence, seasonal getaway, or waterfront paradise, this exceptional home delivers the perfect combination of comfort, style, and direct boating access. Start living the Florida dream today!
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
From U.S. Hwy 19 go West on Floramar Terrace and follow to address
Location
4046 FLORAMAR TERRACE, NEW PORT RICHEY, FL 34652
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$549,900
Loan Term
How to Buy This Home
Multiple financing options available for this $549,900 home in NEW PORT RICHEY.
🏛️
FHA Loan
$19,247 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$27,495 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.