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$514,900

4390 6TH ISLE DRIVE, HERNANDO BEACH, FL 34607

3D Tour
Active73 days on market

Beds

2

Baths

2

Sq Ft

1,964 sq ft

Year Built

1979

Lot Size

0.14 acres

Garage

1

About This Property

Welcome to your dream retreat! This stunning updated waterfront, 2 bedroom, 2 bathroom, home offers the perfect blend of luxury and tranquility, nestled in the highly sought after community of Hernando Beach. As you step inside, you are welcomed by an inviting open-concept living space featuring a 'New Construction' feel and appeal with an eye catching triple sliding glass door that frames panoramic views of the shimmering canal and a ONE OF A KIND, air conditioned den/game room. The modern kitchen is a chef's delight, complete with NEW appliances, sleek quartz countertops, soft close wood cabinets. farmhouse sink and an expansive island with breakfast bar--perfect for entertaining family and friends. Flowing seamlessly into the dining and living areas, the space is accentuated by elegant finishes, coastal LVP flooring, and an abundance of natural light. Enjoy cozy evenings on your very own painted beach (on your den floor) or step outside to your private deck, ideal for casting a line and catching dinner or just enjoying the gentle breezes. The massive concreted and expanded seawall leads down to the water's edge, where you can enjoy the double dock and store all your water toys. Retreat to the cozy primary suite and guest bedroom complete with two luxurious updated bathrooms, both featuring new vanities, stunning showers, new toilets, new mirrors and new fixtures. Towards the back of the home is a dedicated entertainment room, encompassed with new windows, new AC, foam insulated roof, custom beach painted epoxy flooring and it also has the best views in the house. With updated plumbing, electrical, and HVAC systems, this home is not only on the cusp of being called new construction, but also completely move-in ready. Located just minutes from local amenities, dining, and entertainment, this waterfront gem is the perfect place to create lasting memories. Don't miss the opportunity to make this stunning home your own--schedule a showing today! Roof 2015.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8533700
StatusActive
Year Built1979
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionHERNANDO BEACH
CountyHernando
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Other, Primary Bedroom Main Floor, Window Treatments
FlooringLuxury Vinyl
AppliancesDishwasher, Electric Water Heater, Range, Range Hood, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral, Electric, Heat Pump

Exterior & Lot

ExteriorLighting, Other, Rain Gutters, Sliding Doors
FencingChain Link
Other StructuresOther
Lot Size0.14 acres (6,000 sq ft)
Lot FeaturesCul-De-Sac, Flood Insurance Required, FloodZone, In County, Landscaped, Level, Near Marina, Near Public Transit, Street Dead-End
Road SurfacePaved, Asphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesCanal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$514,900
Original Price$529,900
Annual Taxes$5,927 (2025)
FinancingCash, Conventional, FHA, Owner May Carry, Private Financing Available, VA Loan
ZoningPDP
Parcel #R1222316231008900020

Directions

Shoal Line Blvd. to Caliente St. to Gulf Coast Dr. Left onto 6th Isle Dr. First home on left.

Location

4390 6TH ISLE DRIVE, HERNANDO BEACH, FL 34607

Listing Information

OfficePEOPLE'S TRUST REALTY
ListedAugust 6, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$514,900

20% ($102,980)
6.75%

Loan Term

Principal & Interest$2,672
Property Tax (est.)$472
Insurance (est.)$150
Total Monthly$3,294
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How to Buy This Home

Multiple financing options available for this $514,900 home in HERNANDO BEACH.

🏛️

FHA Loan

$18,022 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$25,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 18, 2026.

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