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$350,000

629 BALD CYPRESS DRIVE, LAKELAND, FL 33801

3D Tour
Active68 days on market

Beds

5

Baths

3

Sq Ft

2,326 sq ft

Year Built

2025

Lot Size

0.11 acres

Garage

2

About This Property

SPECIAL BUYER INCENTIVE! With a full-price offer, seller is offering up to 6% toward allowable buyer closing costs, prepaids, and/or interest-rate buydown for qualified FHA buyers. Potential rate-buydown options into the mid-5% range may be available through the preferred lender, subject to buyer qualification, lender approval, loan-program guidelines, and prevailing rates. Rates and terms are not guaranteed. Nearly new and extensively upgraded 5-bedroom home in Cypress Point! Built in 2025, this beautifully maintained 5-bedroom, 2.5-bath home offers 2,326 sq ft of living space and the popular Georgia floor plan, with extensive owner upgrades already completed. Why pay more later to add the features you want when they’re already here? Enjoy a 2026 privacy vinyl fence and private backyard, whole-home water softener, tile flooring in the primary suite, upgraded glass shower doors, updated faucets throughout, soft-close cabinet hinges, and a new refrigerator. An electric fireplace and multiple custom accent walls add warmth and character throughout the home. Additional upgrades include an insulated garage ceiling, smart thermostat, and new ceiling fans. The spacious Georgia floor plan offers five bedrooms, 2.5 baths, and versatile living space ideal for guests, a home office, additional living space, or a growing household. The home has been freshly painted, completely emptied, and is truly move-in ready. Schedule your private showing today and see the value this home offers compared with starting from scratch in new construction.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8533785
StatusActive
Year Built2025
Total Rooms14
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionCYPRESS POINT/LK PARKER
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo
FlooringCarpet, Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorOther, Sidewalk
Lot Size0.11 acres (4,800 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Other

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$119 / Monthly
Senior CommunityNo

Financial Details

List Price$350,000
Original Price$360,000
Annual Taxes$758 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
Parcel #242816190511001670

Schools

ElementaryPhilip O’Brien Elementary
MiddleCrystal Lake Middle/Jun
HighTenoroc Senior

Directions

From US-92 E, turn to go North on E Lake Parker Dr; turn right on Buggy Whip Blvd. Turn onto Hour Glass rd, and follow to Bald Cypress Dr to property.

Location

629 BALD CYPRESS DRIVE, LAKELAND, FL 33801

Listing Information

OfficeLPT REALTY, LLC
ListedJuly 30, 2026

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Preferred Time

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Home Price

$350,000

20% ($70,000)
6.75%

Loan Term

Principal & Interest$1,816
Property Tax (est.)$321
Insurance (est.)$150
Total Monthly$2,287
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $350,000 home in LAKELAND.

🏛️

FHA Loan

$12,250 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,500 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 8, 2026.

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