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$289,900

635 ROYAL EMPRESS DRIVE, RUSKIN, FL 33570

3D Tour
Active62 days on market

Beds

3

Baths

3

Sq Ft

2,119 sq ft

Year Built

2021

Lot Size

0.05 acres

Garage

1

About This Property

Located in the newer Glencove at Bay Park community in Ruskin, this spacious 3-bedroom, 2.5-bathroom townhome is a rare end-unit find. Offering just over 2,100 square feet, it is the largest townhome floor plan in the community and rarely becomes available. The main floor features a bright, open-concept living and dining area with plenty of room for everyday living and entertaining. The spacious kitchen includes granite countertops, light cabinetry, stainless steel appliances, an oversized island, and space for additional seating. A conveniently located half bathroom completes the first floor. As an end unit, the home offers added privacy and additional natural light. Out back, a covered lanai provides a comfortable place to relax and enjoy the tree-lined view. The lanai also includes a convenient storage closet for outdoor items and additional belongings. Upstairs, you’ll find three bedrooms, including a spacious primary suite with a large walk-in closet and private ensuite bathroom featuring double sinks, a separate shower stall, and a garden tub. The additional bedrooms offer flexibility for family members, guests, a home office, or a playroom. Extra community parking spaces are conveniently located nearby. Glencove at Bay Park offers no CDD fees and features a community pool overlooking the large pond, along with a scenic walking path that wraps around the water and provides a pleasant setting for enjoying the outdoors. Ruskin is conveniently located near I-75 and US-41, offering an easy commute to MacDill Air Force Base, Tampa, St. Petersburg, Bradenton, and Sarasota. Restaurants, shopping, and everyday conveniences are easily accessible, and the beautiful Gulf beaches are only a short drive away. The property is also located within a USDA-eligible area, which may provide qualified buyers with a 0% down financing option. Schedule your private showing today before this rare end-unit opportunity is gone.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8533829
StatusActive
Year Built2021
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionGLENCOVE AT BAY PARK
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Stone Counters, Thermostat, Window Treatments
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorSidewalk, Storage
Lot Size0.05 acres (2,100 sq ft)
Lot FeaturesIn County
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$228 / Monthly
Senior CommunityNo

Financial Details

List Price$289,900
Annual Taxes$4,374 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U0532199GL00003900001.0

Schools

ElementaryThompson Elementary
MiddleShields-HB
HighLennard-HB

Directions

From I-75, take Exit 240 toward Ruskin, take College Ave., and 15th St SE to Royal Empress Dr.

Location

635 ROYAL EMPRESS DRIVE, RUSKIN, FL 33570

Listing Information

OfficeKELLER WILLIAMS SOUTH SHORE
ListedAugust 5, 2026

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Home Price

$289,900

20% ($57,980)
6.75%

Loan Term

Principal & Interest$1,504
Property Tax (est.)$266
Insurance (est.)$150
Total Monthly$1,920
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $289,900 home in RUSKIN.

🏛️

FHA Loan

$10,147 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 6, 2026.

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