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$83,900

970 VIRGINIA STREET UNIT 103, DUNEDIN, FL 34698

3D Tour
Active88 days on market

Beds

1

Baths

1

Sq Ft

795 sq ft

Year Built

1978

Lot Size

,

Garage

,

About This Property

Seller is very motivated! Property just needs a little TLC. All offers welcome. Welcome to easy Florida living in the highly desirable Heather Lake Condo community in Dunedin, FL! Another wonderful opportunity to purchase this value priced 1 bedroom, 1 bath in the most sought-after, most vibrant, most walkable, waterfront and golfcart community in Pinellas County. This charming 1-bedroom, 1-bath FIRST-FLOOR unit offers comfort and convenience in a vibrant 55+ community within complete walking distance, a short bike ride or quick cart ride to Dunedin’s Downtown area which is known for its artsy, laid-backed, key west atmosphere with a strong community spirit. Also known for its Scottish heritage and golf cart culture. With its renowned walkability you have quick access to a plethora of restaurants, shops, breweries, seafood, live music, marinas, waterfront parks and the Toronto Blue Jay's Stadium. The pickleball courts are just next door at Eagles Park, and the famous sunsets are just a few blocks away. Enjoy peaceful mornings in your private screened-in patio. Inside, the condo offers a functional layout and complete with furnishings, making it truly move-in ready or ideal for a seasonal retreat. Heather Lake residents enjoy a wealth of amenities, including a large, heated pool and an active clubhouse filled with social events and activities. The monthly HOA fee provides exceptional value, covering water, sewer, trash, exterior building and grounds maintenance, readily available onsite management, and both cable AND internet. Leaving you with only an electric bill to pay. Located in a non-evacuation zone and high and dry in Flood Zone X, this property offers added peace of mind. Blocks from the 38-mile Pinellas trail, 5 miles to Clearwater Beach and just 4 miles from the pristine shores of the famous Honeymoon Island with quick access to Caladesi Island. Only 25 to 30 minutes to Tampa International Airport. Won't last long at this value!! Don't Delay! See Today! Roof replaced in 2024 HVAC replaced Iin 2024 and hot water heater in 2019.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8533933
StatusActive
Year Built1978
Stories3
Total Rooms3
ConstructionConcrete
RoofMembrane
FoundationBlock
FacesWest
SubdivisionHEATHER LAKE APTS CONDO
CountyPinellas
OwnershipCondominium
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Laminate
AppliancesElectric Water Heater, Exhaust Fan, Range, Range Hood, Refrigerator
LaundryCommon Area
CoolingCentral Air
HeatingCentral, Electric, Heat Pump

Exterior & Lot

ExteriorCourtyard
Lot FeaturesSidewalk
Road SurfaceAsphalt
ViewGarden
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$494 / Monthly
Senior CommunityYes

Financial Details

List Price$83,900
Original Price$90,000
Annual Taxes$549 (2025)
FinancingCash, Conventional
Parcel #262815380290001030

Schools

ElementaryDunedin Elementary-PN
MiddleDunedin Highland Middle-PN
HighDunedin High-PN

Directions

Take Keene RD/CR-1 south to right on Virginia to right into Heather Lakes complex. 1st building on right.

Location

970 VIRGINIA STREET UNIT 103, DUNEDIN, FL 34698

Listing Information

OfficeBETTER CHOICE REAL ESTATE
ListedJuly 29, 2026

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Home Price

$83,900

20% ($16,780)
6.75%

Loan Term

Principal & Interest$435
Property Tax (est.)$77
Insurance (est.)$150
Total Monthly$662
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $83,900 home in DUNEDIN.

🏦

Conventional

$4,195 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 26, 2026.

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