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$289,999

1203 7TH AVENUE NW, RUSKIN, FL 33570

3D Tour
Active68 days on market

Beds

3

Baths

3

Sq Ft

1,624 sq ft

Year Built

2022

Lot Size

0.14 acres

Garage

2

About This Property

Welcome to this beautiful modern home located in the desirable Shell Cove community. Built in 2022, this spacious 3-bedroom, 2.5-bathroom residence offers the comfort and peace of mind of newer construction, along with a stylish open-concept design ideal for everyday living and entertaining. The main level features a bright and inviting living space, a modern kitchen with granite countertops, and beautiful finishes throughout. Upstairs, the spacious primary suite offers a private retreat with breathtaking lake views, a generous walk-in closet, and a well-appointed bathroom. Two additional bedrooms, a full bathroom, and a conveniently located upstairs laundry area complete the second floor. Step outside to enjoy the large backyard and peaceful lake views, creating the perfect setting to relax and enjoy the Florida lifestyle. Conveniently located near major highways, shopping, dining, and everyday necessities, this home combines comfort, elegance, space, and convenience. Schedule your private showing today and experience everything this beautiful home has to offer.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8534060
StatusActive
Year Built2022
Stories2
Total Rooms10
ConstructionBlock, Concrete, Other, Stucco
RoofShingle
FoundationOther
FacesEast
SubdivisionSHELL COVE PH 1
CountyHillsborough
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorOther
FlooringCarpet, Other, Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator
LaundryInside
CoolingCentral Air
HeatingOther

Exterior & Lot

ExteriorOther
Lot Size0.14 acres (5,938 sq ft)
Lot Dimensions47.5 x 125
Road SurfaceOther
0

Utilities

WaterPublic
SewerPrivate Sewer
UtilitiesElectricity Available, Other

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$140 / Annually
Senior CommunityNo

Financial Details

List Price$289,999
Original Price$294,999
Annual Taxes$7,201 (2025)
FinancingCash, Conventional, FHA, Other, VA Loan
ZoningPD
Parcel #U063219C0700000000096.0

Directions

Take I-75 to the Ruskin exit (East College Avenue/State Road 674). Head west on East College Avenue/State Road 674 toward South Tamiami Trail/U.S. Highway 41 and turn right, heading north. Turn left onto West Shell Point Road, turn right onto Graceful Sea Place, and then turn left onto Ocean Spray Drive.

Location

1203 7TH AVENUE NW, RUSKIN, FL 33570

Listing Information

OfficeMAGNOLIA REAL ESTATE GROUP LLC
ListedJuly 30, 2026

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Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$289,999

20% ($58,000)
6.75%

Loan Term

Principal & Interest$1,505
Property Tax (est.)$266
Insurance (est.)$150
Total Monthly$1,921
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How to Buy This Home

Multiple financing options available for this $289,999 home in RUSKIN.

🏛️

FHA Loan

$10,150 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 3, 2026.

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