$315,000
12486 CENTENNIAL STREET, SPRING HILL, FL 34609
Beds
4
Baths
2
Sq Ft
1,671 sq ft
Year Built
1988
Lot Size
0.32 acres
Garage
2
About This Property
Motivated seller is ready to make a deal and is willing to contribute toward the buyer’s closing costs with an acceptable offer. Welcome home to this beautifully renovated 4-bedroom, 2-bathroom Spring Hill gem, where modern style, comfort, and peace of mind come together! From the moment you step inside, you’ll love the bright, welcoming atmosphere, beautiful luxury vinyl flooring, and thoughtfully updated living spaces that make this home truly move-in ready. The heart of the home is the stunning new kitchen, featuring brand-new cabinets, new appliances, and plenty of space to prepare meals, entertain guests, and create memories with family and friends. Both bathrooms have been tastefully updated with new vanities, adding a fresh, modern feel throughout. A brand-new 2026 roof provides an extra layer of peace of mind, while four spacious bedrooms offer plenty of room for family, guests, a home office, or whatever fits your lifestyle. And there’s even more to love! Whether you’re looking for your next family home, a place to settle into the Florida lifestyle, or simply a move-in-ready property with extensive updates already completed, this one deserves a look. Come see it, fall in love, and make this beautiful Spring Hill home yours!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
If you're coming from US-19, the easiest route is: Head east on Northcliffe Blvd. Turn left (north) onto Mariner Blvd. Turn right (east) onto Seagate St. Turn right (south) onto Panama Ave. Turn left (east) onto Centennial St. Continue to 12486 Centennial St, Spring Hill, FL 34609
Location
12486 CENTENNIAL STREET, SPRING HILL, FL 34609
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$315,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $315,000 home in SPRING HILL.
🏛️
FHA Loan
$11,025 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$15,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hernando County SHIP
Varies
Income-qualifying Hernando residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.