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$379,000

9045 40TH STREET N, PINELLAS PARK, FL 33782

3D Tour
Active22 days on market

Beds

2

Baths

2

Sq Ft

1,794 sq ft

Year Built

1980

Lot Size

0.21 acres

Garage

2

About This Property

Welcome to this Philodendron Model home known for its oversized 2-Car Garage and 1794 sq ft htd. split bedroom floorplan with 2 bedrooms & 2 bathrooms. The corner lot has manicured landscaping that adds to the charming curb appeal & features driveway pavers, a covered front porch and a rear patio with same pavers installed in 2022. Inside, the home boasts plank styled tile flooring & wide baseboards throughout with windows showcasing plantation shutters. The kitchen has recessed lights, cork flooring, Corean countertops, double sink, pullout drawers & a spacious eat-in area! A breakfast bar seamlessly connects the kitchen to the Family room, which has plenty of natural light coming from the windows. The bonus room has a sliding door to the back patio & can be accessed from either the family room or the kitchen eat-in area. On one side of the home is the guest bedroom with an abundance of closet space & the updated guest bathroom with a shower & 3’ tall vanity. On the other side is the laundry room that has an entrance to the 2-car garage as well as to the primary bathroom with dual sinks and a West Shore Kohler Walk-In Tub featuring a shower, hydrotherapy & air jets. The immense primary bedroom has an 8’x7’ walk-in closet with a closet organizer! Other updates include: Rheem 3 ½ ton 14.30 Seer split h/p with 5kw Heat 9/2020; 50 gal. water heater Proline commercial grade with a timer; Interior painting 7/2026; Hampton Bay Outside lighting flanking garage 2026; Genie garage door opener 2024; Pella Windows 2015; Anderson Window glass front door 2024; Leaf Home Water Solutions Water Filtration System 2/2022; Aluminum front porch cover 8/2016; Tile Roof 4/2021; Hurricane Storm Door Covers for the exterior doors. This Florida home is located in the highly sought-after Mainlands of Tamarac Unit 5, a 55+ Golf Cart Friendly community where the public utilities are underground. For just $343 per month, the association covers water, trash, sewer, internet, two cable boxes, exterior maintenance and lawn care. The community offers a wide range of social activities with its clubhouse, pool (geothermal temperature-controlled maintained at approximately 88 degrees, weather permitting) and active social clubs. Unit 5 allows two pets (dog/cat) with a 35lb weight limit when fully grown. 1 permanent resident in the home does need to be 55+ with other permanent residents in the same home being at least 40. The family owned, Mainlands Golf Course, a public Par 67 ‘Florida Links’ style course is located within the Mainlands. Mainlands is situated within the City of Pinellas Park, which is centrally located, offering residents easy access to everything the Tampa Bay area has to offer. You’ll be just a short drive from world-famous Gulf beaches, shopping, restaurants, and major airports, including Tampa International and St. Pete-Clearwater. The area’s convenient proximity to Bay Area bridges makes travel throughout the region effortless. For those looking for an active adult lifestyle, Pinellas County is a dream destination. With its numerous parks, golf courses, cultural venues, and recreational activities, there is never a shortage of things to do. The thriving community atmosphere and beautiful year-round weather make Pinellas Park a highly desirable place to call home. This is the perfect opportunity to enjoy affordable, low-maintenance living in a vibrant community. Don’t miss out on the chance to make this your next Florida home!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8534342
StatusActive
Year Built1980
Stories1
Total Rooms9
ConstructionBlock
RoofTile
FoundationSlab
FacesWest
SubdivisionMAINLANDS OF TAMARAC BY THE GULF UNIT 5 PH 3 CONDO
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, L Dining, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Walk-In Closet(s)
FlooringCork, Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Water Filtration System
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Rain Gutters, Sidewalk, Sliding Doors
Lot Size0.21 acres (9,104 sq ft)
Lot Dimensions87 x 92
Lot FeaturesCorner Lot, City Lot, Near Golf Course, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityYes

Financial Details

List Price$379,000
Annual Taxes$3,997 (2025)
ZoningCONDO
Parcel #223016545710920210

Directions

From US 19 N, between 49th St N and Park Blvd, Turn East onto Mainlands Blvd, enter Mainlands of Tamarac. Take 1st Right onto Mainlands Blvd S, where the Unit 5 Clubhouse is. Turn Right onto 40th St N, house is the corner lot home on the left. DO NOT USE 40th St N Gate Entrance which is at the end of this street. You need a FOB to ENTER and EXIT.

Location

9045 40TH STREET N, PINELLAS PARK, FL 33782

Listing Information

OfficeCHARLES RUTENBERG REALTY INC
ListedJuly 30, 2026

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Home Price

$379,000

20% ($75,800)
6.75%

Loan Term

Principal & Interest$1,967
Property Tax (est.)$347
Insurance (est.)$150
Total Monthly$2,464
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How to Buy This Home

Multiple financing options available for this $379,000 home in PINELLAS PARK.

🏛️

FHA Loan

$13,265 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 22, 2026.

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