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$450,000
Beds
3
Baths
3
Sq Ft
1,934 sq ft
Year Built
1957
Lot Size
0.19 acres
Garage
2
Water Views... Peaceful Pond Setting... No Rear Neighbors! Enjoy tranquil pond views from the expansive covered front porch of this solid block Clearwater residence, ideally situated in a non-flood zone with no HOA. Offering 3 bedrooms, 3 full bathrooms, and an oversized 2-car garage, this home combines timeless character with thoughtful updates in a peaceful setting. Inside, you'll find two spacious living areas, including a bright, open gathering space and a cozy family room highlighted by a wood-burning fireplace—perfect for relaxing or entertaining. Beautiful terrazzo flooring flows throughout much of the home, preserving its authentic Florida charm, while solid 3-panel interior doors, recessed lighting, and no popcorn ceilings provide tasteful modern updates. The kitchen is equipped with a newer GE Profile stainless appliance package, offering both style and functionality for everyday living. The generously sized primary suite features a versatile sitting area that is ideal for a home office, reading nook, or private retreat and offers direct access to the outdoor living space. The newly renovated en suite bathroom has been thoughtfully designed with quality finishes. The secondary bedrooms are spacious and share a beautifully renovated guest bathroom complete with a double-sink vanity and a tub/shower combination. Additional improvements include hurricane-impact windows, a hurricane-rated garage door, a brick-paver driveway, a brick-paver rear patio, a fenced backyard, and a whole-house water filtration system. Major updates include a 2022 A/C system, 2018 roof and 2026 water heater, providing peace of mind for years to come. Conveniently located just minutes from The Sound, Clearwater's premier open-air waterfront amphitheater, where you can enjoy concerts, festivals, and community events. You'll also appreciate being a short drive from world-famous Clearwater Beach, offering award-winning white sand beaches, spectacular Gulf sunsets, waterfront dining, shopping, and endless recreational opportunities. This is a wonderful opportunity to enjoy comfortable Florida living in a quiet waterfront setting with easy access to everything Clearwater has to offer.
Belcher Rd head west on Cleveland and south on Neptune to property
101 S NEPTUNE AVENUE, CLEARWATER, FL 33765
Pick a Day
Preferred Time
Home Price
$450,000
Loan Term
Multiple financing options available for this $450,000 home in CLEARWATER.
🏛️
$15,750 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$22,500 Down
Traditional financing. As low as 3-5% down with good credit.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 31, 2026.