$599,000
2050 W BAY DRIVE, LARGO, FL 33770
Beds
3
Baths
2
Sq Ft
1,640 sq ft
Year Built
1959
Lot Size
0.24 acres
Garage
—
About This Property
Welcome to the iconic Mermaid House, one of the area’s most recognizable properties, where charm, versatility, and opportunity come together. Whether you’re searching for a turnkey short-term rental, a beautifully renovated full-time residence, a memorable vacation retreat, or a property with commercial zoning that opens the door to endless possibilities, this one-of-a-kind home is ready to impress. Step inside to a bright, coastal-inspired interior where gorgeous tile flooring flows throughout an open-concept floor plan designed for effortless living and entertaining. The spacious dine-in kitchen is the heart of the home, featuring a large center island with abundant seating, beautiful countertops, ample cabinetry, and seamless flow into the inviting family room with a cozy linear fireplace. Thoughtfully updated bathrooms feature custom tilework and a fun, coastal-inspired flair that perfectly complements the home’s unique personality, while the generously sized bedrooms are filled with natural light and offer plentiful closet space. Outside, the private, paved backyard provides a low-maintenance outdoor retreat with plenty of room for dining, entertaining, or simply relaxing beneath the shade. Ideally located just minutes from shopping, restaurants, airports, and Florida’s world-famous Gulf beaches, this exceptional property offers an unbeatable combination of lifestyle, investment potential, and flexibility, whether you envision it as a thriving vacation rental, distinctive commercial space, or your own coastal escape.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Heading East on East bay, home will be on the corner of East Overbrook St & East bay.
Location
2050 W BAY DRIVE, LARGO, FL 33770
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$599,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $599,000 home in LARGO.
🏦
Conventional
$29,950 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 20, 2026.