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$679,000

12291 MONARCH CIRCLE, SEMINOLE, FL 33772

3D Tour
Active62 days on market

Beds

3

Baths

2

Sq Ft

2,188 sq ft

Year Built

1978

Lot Size

0.27 acres

Garage

2

About This Property

Welcome to this beautifully maintained pool home, ideally situated on one of Seminole's most picturesque streets. Combining spacious indoor living with inviting outdoor spaces, this home offers the perfect setting for everyday living, entertaining, or continuing its success as a vacation rental. From the moment you arrive, the cobblestone driveway, manicured landscaping, and welcoming curb appeal create a lasting first impression. Inside, the open floor plan features generously sized rooms filled with natural light, creating an inviting atmosphere for family and friends. The heart of the home is the spacious kitchen, complete with white solid wood cabinets, a convenient breakfast bar, and excellent flow into the main living areas. The adjoining family room is anchored by an expansive stone fireplace and features an entire wall of sliding glass doors that open to the covered patio, creating seamless indoor-outdoor living. Step outside to your own private backyard retreat. The screened pool, large covered patio, and additional outdoor entertaining spaces make it easy to enjoy Florida's year-round sunshine. Whether you're hosting weekend gatherings, dining outdoors, or relaxing poolside, the fully fenced yard provides exceptional privacy. A storage shed offers added convenience, while the expansive yard provides plenty of room for pets, play, or gardening. The spacious primary suite overlooks the pool and features dual closets, and an ensuite bath with double sinks. A large laundry room, attached garage, backyard access and covered parking for an additional vehicle and abundant storage throughout the home add everyday functionality. Currently operating as a successful Airbnb / STR / Vacation Rental, this property offers excellent flexibility as a primary residence, second home, or investment opportunity. Located just minutes from Seminole's award-winning parks, shopping, dining, top-rated schools, and the beautiful Gulf beaches, this home offers the perfect combination of comfort, convenience, and Florida lifestyle.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8534597
StatusActive
Year Built1978
Stories1
Total Rooms7
ConstructionStucco
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionBOCA CIEGA RIDGE 5TH ADD UNIT THREE
CountyPinellas
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters
FlooringLuxury Vinyl
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorCourtyard, Lighting, Private Entrance, Private Mailbox, Private Yard, Rain Gutters, Sidewalk, Sliding Doors, Storage
Lot Size0.27 acres (11,966 sq ft)
Lot Dimensions75 x 125
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$679,000
Original Price$699,900
Annual Taxes$10,814 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-2
Parcel #283015097240020420

Directions

Head south on 125th St toward 83rd Ave N Turn left onto 82 Terrace N Turn left onto Monarch Cir N Destination will be on the left

Location

12291 MONARCH CIRCLE, SEMINOLE, FL 33772

Listing Information

OfficeKELLER WILLIAMS REALTY PORTFOLIO COLLECTION
ListedAugust 5, 2026

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Home Price

$679,000

20% ($135,800)
6.75%

Loan Term

Principal & Interest$3,523
Property Tax (est.)$622
Insurance (est.)$150
Total Monthly$4,296
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How to Buy This Home

Multiple financing options available for this $679,000 home in SEMINOLE.

🏛️

FHA Loan

$23,765 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$33,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 26, 2026.

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