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$150,000

489 VILLAGE CIRCLE SW, WINTER HAVEN, FL 33880

3D Tour
Active65 days on market

Beds

2

Baths

2

Sq Ft

1,008 sq ft

Year Built

1989

Lot Size

0.14 acres

Garage

—

About This Property

Welcome to easy, affordable Florida living! This well-maintained 2-bedroom, 2-bath manufactured home is nestled in Village Park, a desirable 55+ community in Winter Haven and offers the perfect blend of comfort, convenience, and an active lifestyle. With a low HOA and NO LOT FEES, you'll enjoy affordable, low-maintenance living. Inside, you'll find a bright and inviting floor plan featuring a spacious living room, a designated dining area, and a functional kitchen complete with a breakfast bar—perfect for casual meals or entertaining guests. The primary suite serves as a private retreat with a walk-in closet and an en suite bathroom. One of the home's standout features is the generously sized screened-in porch overlooking the peaceful community pond, providing the perfect place to enjoy your morning coffee or unwind while taking in the tranquil water views. Situated at the end of a quiet street with no through traffic, this home offers added privacy and a serene setting. A covered carport provides convenient parking. Residents of this welcoming 55+ community have access to fantastic amenities, including a sparkling community pool, clubhouse, shuffleboard courts, and a full calendar of social activities designed to keep you active and connected with your neighbors. Conveniently located just minutes from shopping, restaurants, medical facilities, parks, and everyday conveniences, this move-in-ready home is vacant and easy to show. Whether you're looking for a full-time residence or the perfect Florida getaway, this charming home offers the relaxed lifestyle you've been searching for.

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #TB8534615
StatusActive
Year Built1989
Total Rooms4
ConstructionMetal Frame, Vinyl Siding
RoofMetal
FoundationCrawlspace
FacesEast
SubdivisionVILLAGE PARK
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo
FlooringCarpet, Linoleum
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside
WindowsShutters, Storm Window(s)
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorAwning(s), Lighting
Lot Size0.14 acres (5,998 sq ft)
Lot Dimensions50 x 120
Road SurfacePaved
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$55 / Monthly
Senior CommunityYes

Financial Details

List Price$150,000
Annual Taxes$1,864 (2025)
FinancingCash, Conventional
Parcel #252902356711000610

Directions

While traveling North on US 17, turn left on to Spirit Lake Rd. Continue on Spirit Lake Rd until you come to the community on the East side of the road. Turn right in to the community on Village Circle SW. Make a right after turning in to the community then follow Village Cir SW around and make your first left after passing the lake. Take the road all the way to the end and 489 will be the last house on the left

Location

489 VILLAGE CIRCLE SW, WINTER HAVEN, FL 33880

Listing Information

OfficeJT REALTY & ASSOCIATES
ListedAugust 2, 2026

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Home Price

$150,000

20% ($30,000)
6.75%

Loan Term

Principal & Interest$778
Property Tax (est.)$138
Insurance (est.)$150
Total Monthly$1,066
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How to Buy This Home

Multiple financing options available for this $150,000 home in WINTER HAVEN.

🏦

Conventional

$7,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 3, 2026.

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