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$698,500

485 FLAMINGO DRIVE, APOLLO BEACH, FL 33572

3D Tour
Active21 days on market

Beds

3

Baths

2

Sq Ft

1,439 sq ft

Year Built

1966

Lot Size

0.22 acres

Garage

2

About This Property

77 FEET OF SALTWATER CANAL FRONTAGE — YOUR PRIVATE GATEWAY TO TAMPA BAY | Welcome to a beautiful waterfront retreat where coastal living, comfort, and convenience come together in one of Apollo Beach's most sought-after boating locations. Set on a protected saltwater canal with 77 feet of frontage and easy access out to Tampa Bay, this 3-bedroom, 2-bath home is a rare find for boaters who want peace of mind without sacrificing lifestyle. And with no HOA and no restrictions, you're free to enjoy this waterfront freedom on your own terms. Inside, a bright, open floor plan welcomes you with natural light, spacious living areas, and effortless indoor-outdoor flow. Tile flooring runs throughout the entire home, creating a cohesive, low-maintenance foundation for the light-filled living and dining spaces, while the well-appointed kitchen opens directly to the main gathering areas—ideal for entertaining or simply enjoying everyday life by the water. This home has been thoughtfully updated over the last six years for lasting peace of mind, including a metal roof, new electrical panels and wiring, hurricane impact windows and sliding doors, and hurricane shutters for added storm protection. An enclosed lanai extends the living space, offering a comfortable spot to take in the Florida breeze year-round. Outside is where this property truly shines. A beautifully landscaped, private waterfront oasis with lush grass and mature palms sets the scene, while a 2-car attached garage plus a covered carport and a second reinforced pad give boaters and RV owners all the space they need. The seawall has been rebuilt and raised above standard height, and the dock has been redone with durable, low-maintenance composite wood—giving you a turnkey launch point for a day on Tampa Bay or a front-row seat to spectacular Florida sunsets. Just minutes from shopping, dining, parks, marinas, and major commuter routes, this home offers the best of both worlds: the calm of protected waterfront living with quick, convenient access to everything Apollo Beach has to offer. Move-in ready and backed by major recent updates, this is a rare opportunity to own a true boater's paradise—homes with this combination of canal frontage, storm-hardened updates, and no HOA don't come around often.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8534624
StatusActive
Year Built1966
Stories1
Total Rooms6
ConstructionBlock, Stucco
RoofMetal
FoundationSlab
FacesNortheast
SubdivisionAPOLLO BEACH UNIT 01
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters
FlooringCarpet, Ceramic Tile
AppliancesBuilt-In Oven, Dishwasher, Disposal, Dryer, Range, Washer
LaundryIn Garage
WindowsDouble Pane Windows, Insulated Windows, Low-Emissivity Windows
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Sliding Doors
FencingFenced, Vinyl
Other StructuresShed(s)
Lot Size0.22 acres (9,625 sq ft)
Lot FeaturesCity Lot
Road SurfacePaved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesCanal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Well, Street Lights, Water Connected

Parking

GarageYes (2 spaces)
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$698,500
Annual Taxes$555 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSC-6
Parcel #U2131191TM00000100015.0

Schools

ElementaryApollo Beach-HB
MiddleEisenhower-HB
HighLennard-HB

Directions

US 41 to Flamingo Drive. Turn to go West and house is on your right.

Location

485 FLAMINGO DRIVE, APOLLO BEACH, FL 33572

Listing Information

OfficeCOMPASS FLORIDA LLC
ListedJuly 31, 2026

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Home Price

$698,500

20% ($139,700)
6.75%

Loan Term

Principal & Interest$3,624
Property Tax (est.)$640
Insurance (est.)$150
Total Monthly$4,415
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $698,500 home in APOLLO BEACH.

🏛️

FHA Loan

$24,448 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$34,925 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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