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$399,000

40832 RIVER ROAD, DADE CITY, FL 33525

3D Tour
Active67 days on market

Beds

4

Baths

2

Sq Ft

1,824 sq ft

Year Built

1950

Lot Size

3.20 acres

Garage

,

About This Property

+++ 2.75% ASSUMABLE VA MORTGAGE+++ Welcome to this beautifully maintained and updated home on River Road in one of Dade City’s most scenic and desirable areas just minutes from the Withlacoochee River State Park. Set on a spacious lot surrounded by mature trees and peaceful country charm, this property offers the perfect blend of comfort, privacy, and modern convenience. Inside, you’ll find a bright, open layout with tasteful finishes throughout. The kitchen features wooden cabinetry and ample counter space with granite countertops, flowing easily into the living and dining areas for everyday living or entertaining. Generously sized bedrooms and bathrooms provide a move-in-ready feel. Large windows invite natural light and offer tranquil views of the surrounding landscape. The home flows with beautiful cypress tongue and groove ceilings and woodlook tile flooring. Step outside to enjoy a wide, open yard ideal for gardening, pets, outdoor gatherings, or future enhancements. The property’s setting delivers the quiet, rural lifestyle Dade City is known for while keeping you close to local shops, restaurants, parks, and historic downtown. The property also includes additional storage sheds and workshops and two large concrete pads for additional space for recreation or future buildings. With its inviting interior, spacious lot, and prime River Road location, this home is an excellent opportunity for buyers seeking comfort, charm, and the authentic Dade City lifestyle with enough space for a large family. Come see this one today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8534628
StatusActive
Year Built1950
Total Rooms10
ConstructionWood Frame
RoofMetal
FoundationSlab
FacesNorth
SubdivisionACREAGE
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Solid Wood Cabinets, Thermostat
FlooringBamboo, Ceramic Tile, Engineered Hardwood, Luxury Vinyl
AppliancesDryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
LaundryElectric Dryer Hookup, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorPrivate Entrance, Private Mailbox, Private Yard, Storage
FencingFenced
Other StructuresOther, Shed(s), Workshop
Lot Size3.20 acres (139,392 sq ft)
Lot FeaturesCleared, Farm
Road SurfaceAsphalt
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$399,000
Annual Taxes$4,321 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningAR
Parcel #222431000.0004.00000.0

Schools

ElementaryPasco Elementary School-PO
MiddleCentennial Middle-PO
HighPasco High-PO

Directions

From Interstate 75, take Blanton Rd straight to Lock St to right on HWY 301 to left River Rd to address.

Location

40832 RIVER ROAD, DADE CITY, FL 33525

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedJuly 31, 2026

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Home Price

$399,000

20% ($79,800)
6.75%

Loan Term

Principal & Interest$2,070
Property Tax (est.)$366
Insurance (est.)$150
Total Monthly$2,586
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $399,000 home in DADE CITY.

🏛️

FHA Loan

$13,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 29, 2026.

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