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$395,000

7413 TERRACE RIVER DRIVE, TEMPLE TERRACE, FL 33637

3D Tour
Active50 days on market

Beds

4

Baths

3

Sq Ft

2,157 sq ft

Year Built

2007

Lot Size

0.12 acres

Garage

2

About This Property

A Rare Find! Completely updated, renovated, and meticulously maintained luxury townhome in the heart of Temple Terrace. This 4 bedroom, 3 FULL bathroom 2 Car Garage townhome boasts curb appeal with its corner lot/end unit location, brick-paved driveway, and inviting front porch. Boasting just under 2300 living square feet, you step inside to an open concept living room with plenty of area for entertainment and formal dining. The gourmet kitchen boasts stainless steel appliances, granite countertops, and a spacious eat-in breakfast nook. The living room opens up to a screened in patio, and your private views of the greenery. There is a FULL BEDROOM and FULL BATHROOM on the first floor, perfect for use as a GUEST SUITE. On the second floor where you will find an elegant and spacious master retreat with VAULTED CEILINGS, a private BALCONY, and luxurious master suite with TUB and STAND-UP SHOWER. Also on the second floor are two more spacious bedrooms upstairs, a LOFT perfect for a reading nook/library, and a CONVENIENT laundry room. This home is truly move in ready, with a location that offers easy access to the I75 highway, 301-S, University of South Florida, Moffitt Cancer Center.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8534634
StatusActive
Year Built2007
Total Rooms9
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionTERRACE RIVER PH 2
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Surface Counters, Stone Counters, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Luxury Vinyl
AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator
LaundryInside, Laundry Room, Upper Level
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony, Basketball Court, Irrigation System, Lighting, Private Entrance, Sidewalk, Sliding Doors, Tennis Court(s)
Lot Size0.12 acres (5,196 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Fiber Optics, Fire Hydrant, Public, Street Lights, Underground Utilities, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$192 / Monthly
Senior CommunityNo

Financial Details

List Price$395,000
Original Price$389,000
Annual Taxes$1,646 (2025)
ZoningPD
Parcel #T26281983R00000000021.0

Schools

HighKing-HB

Directions

From US Hwy 301, turn west on Harney Road to Terrace River Drive. Stay to the left on Terrace River Drive and follow around to the culdesac.

Location

7413 TERRACE RIVER DRIVE, TEMPLE TERRACE, FL 33637

Listing Information

OfficeCHARLES RUTENBERG REALTY INC
ListedAugust 10, 2026

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Home Price

$395,000

20% ($79,000)
6.75%

Loan Term

Principal & Interest$2,050
Property Tax (est.)$362
Insurance (est.)$150
Total Monthly$2,562
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $395,000 home in TEMPLE TERRACE.

🏛️

FHA Loan

$13,825 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 19, 2026.

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