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$349,000

1440 PRESCOTT STREET S, ST PETERSBURG, FL 33712

3D Tour
Active14 days on market

Beds

4

Baths

2

Sq Ft

1,448 sq ft

Year Built

2008

Lot Size

0.12 acres

Garage

1

About This Property

WELCOME TO INCOME-PRODUCING REAL ESTATE IN SOUTH ST. PETERSBURG! Fantastic opportunity to acquire a turnkey, income-producing single-family rental with an established Section 8 tenant already in place. The property is currently leased on an annual basis, providing immediate rental income from day one, with the tenant responsible for all utilities. This property is one of seven income-producing single-family homes being offered by the same owner, creating a unique opportunity for investors to purchase an individual asset or acquire the entire portfolio. Together, the portfolio offers an established income stream, professionally managed operations, and the ability to seamlessly continue management services after closing if desired—making it an attractive opportunity for both local and out-of-area investors. Built in 2008, this spacious four-bedroom, two-bathroom home features durable concrete block construction, a newer 2023 HVAC system, fresh interior paint, an inside laundry room, a one-car garage, and a fenced backyard. The highly desirable four-bedroom floor plan appeals to a broad tenant base and supports strong long-term rental demand, making it an excellent addition to an existing portfolio or a solid standalone investment. Ideally situated just minutes from downtown St. Petersburg, the property offers convenient access to I-275, major employment centers, the Tropicana Field redevelopment district, area hospitals and medical facilities, shopping, dining, and the downtown waterfront. St. Pete's award-winning Gulf beaches are also just a short drive away, enhancing the property's long-term desirability for tenants. Please do not disturb the tenant. Showings are by appointment only and subject to tenant occupancy. Also available individually as part of this seven-property St. Petersburg investment portfolio: TB8535987 – 791 35th Ave S; TB8534657 – 2621 6th St S; TB8535980 – 1120 11th Ave S; TB8535101 – 1430 14th Ave S; TB8534682 – 1440 Prescott St S; TB8535169 – 1944 12th Ave S; and TB8535157 – 4419 18th Ave S.

Property Overview

Property TypeResidential Income
Sub TypeDuplex
MLS #TB8534682
StatusActive
Year Built2008
ConstructionBlock
RoofShingle
FoundationSlab
SubdivisionHARRIS T C & A H SUB
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan
LaundryElectric Dryer Hookup, Inside, Washer Hookup
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
Lot Size0.12 acres (5,253 sq ft)
Lot Dimensions49 x 105
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$349,000
Original Price$335,000
Annual Taxes$4,835 (2025)
Parcel #253116371520000240

Directions

Take 16th St South bound. Head west on 15th Ave S. The home is situated on the corner of 15th Ave S. and Prescott St. S.

Location

1440 PRESCOTT STREET S, ST PETERSBURG, FL 33712

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedAugust 6, 2026

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Home Price

$349,000

20% ($69,800)
6.75%

Loan Term

Principal & Interest$1,811
Property Tax (est.)$320
Insurance (est.)$150
Total Monthly$2,281
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How to Buy This Home

Multiple financing options available for this $349,000 home in ST PETERSBURG.

🏛️

FHA Loan

$12,215 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,450 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 20, 2026.

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