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$729,900

93 S CANAL DRIVE, PALM HARBOR, FL 34684

3D Tour
Active62 days on market

Beds

3

Baths

4

Sq Ft

2,370 sq ft

Year Built

1986

Lot Size

0.15 acres

Garage

2

About This Property

PRICE IMPROVEMENT!! LAKE TARPON - right out your back door!! A 2,500 acre, fresh water lake known for excellent bass fishing, boating, water skiing. Moor your boat at your backyard deck/dock in a protected canal & enjoy all the lake benefits & fun! This peaceful, residential setting provides a perfect backdrop for your own 'resort' oasis. Float around in the solar heated pool, relax & unwind in the hot tub, watch movies from multiple pool lounge/seating areas, enjoy drinks & food at the poolside dining tables or star gaze amidst soft, perimeter pool lighting. The 'heart' of this home is the open concept 'gallery'. At one end, a wood burning fireplace quietly glows, then seamlessly intertwines with the dining area & wet bar, finally transitioning into a culinary delight! Chef's kitchen includes extensive wood cabinetry, matching quartz counters & backsplash, bar seating, coffee/side bar, double ovens, butler's pantry. The tranquil environment continues in the 'primary' suite with fireplace, dual walk in closets, double office desk area & screened balcony; primary bath includes double sinks, shower, oval soaking tub. Bedrooms 2 & 3 each have their own private bath. Inside utility room equipped with work sink, washer & dryer hook-ups, full pool bath. Freshly painted, pendant lighting, security system, outside window sun shutters & 2 car garage complete the package. Style, functionality & waterfront! Love where you live!! PLUS, PLUS, PLUS - Seller has an extremely low, assumable VA mortgage - less than 3%!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8535022
StatusActive
Year Built1986
Stories2
Total Rooms6
ConstructionStucco
RoofShingle
FoundationPillar/Post/Pier, Slab
FacesNorth
SubdivisionFRESH WATER ESTATES
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Dry Bar, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Skylight(s), Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringLaminate
AppliancesBar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Freezer, Microwave, Refrigerator, Water Softener
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()
SecurityFire Alarm, Security Lights, Security System, Security System Owned, Smoke Detector(s)

Exterior & Lot

ExteriorAwning(s), Balcony, Irrigation System, Lighting, Permeable Paving, Private Entrance, Private Mailbox, Private Yard, Shade Shutter(s), Sliding Doors
Lot Size0.15 acres (6,508 sq ft)
Lot Dimensions64 x 92
Lot FeaturesCul-De-Sac, FloodZone, In County, Landscaped, Level, Near Public Transit, Street Dead-End, Unincorporated
Road SurfacePaved, Asphalt
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesDeck, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Pool Sweep, Screen Enclosure, Solar Power Pump, Tile

Waterfront

WaterfrontYes
FeaturesCanal - Freshwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Solar, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$729,900
Original Price$749,900
Annual Taxes$6,640 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #302716295380000930

Schools

ElementaryHighland Lakes Elementary-PN
MiddleTarpon Springs Middle-PN
HighTarpon Springs High-PN

Directions

US Highway 19; East on Cypress Drive; Left on Freshwater Drive; Right on S. Canal Drive to address

Location

93 S CANAL DRIVE, PALM HARBOR, FL 34684

Listing Information

OfficeBRADSHAW & BRADSHAW REALTY SER
ListedAugust 7, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$729,900

20% ($145,980)
6.75%

Loan Term

Principal & Interest$3,787
Property Tax (est.)$669
Insurance (est.)$150
Total Monthly$4,606
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $729,900 home in PALM HARBOR.

🏛️

FHA Loan

$25,547 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$36,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 8, 2026.

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