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$265,700

2599 DOLLY BAY DRIVE UNIT 306, PALM HARBOR, FL 34684

3D Tour
Active66 days on market

Beds

2

Baths

3

Sq Ft

1,633 sq ft

Year Built

1984

Lot Size

—

Garage

—

About This Property

COME LIVE THE FLORIDA LAKE LIFESTYLE! Move-In Ready and thoughtfully remodeled, this furnished (optional) 2-bedroom, 2.5-bath, two-story condominium offers dual primary suites, soaring vaulted ceilings, direct access to beautiful 2,534-acre Lake Tarpon, boat slips available on a first-come, first-served basis, kayak storage, a New HVAC (2024), New Metal Roof (2024), New Electrical Panel, a Clean 4-Point Inspection (April 2026), and the added peace of mind of being located in Flood Zone X—all within Dolly Bay, one of Palm Harbor's most charming waterfront communities. With just 84 residences, Dolly Bay offers a warm, neighborly atmosphere surrounded by mature trees, tranquil ponds, scenic boardwalks, abundant Florida wildlife, and direct access to one of Pinellas County's premier freshwater lakes. Stretching nearly 9 miles with approximately 16 miles of shoreline, Lake Tarpon is renowned for exceptional bass fishing, boating, kayaking, paddleboarding, and spectacular sunsets. This spacious 1,633-square-foot residence is filled with natural light and features soaring vaulted ceilings, an open floor plan, inside laundry, abundant storage, a usable attic, and a versatile nook beneath the staircase that's perfect for a home office, reading area, decorative display, or pet retreat. The beautifully remodeled kitchen showcases real wood soft-close cabinetry, granite countertops, stainless steel appliances, a Breakfast Bar, Coffee Station, and abundant cabinetry. Matching granite continues throughout the bathrooms, while elegant wainscoting and a convenient Wet Bar make entertaining effortless. The home is being offered furnished for the seller's convenience, with the option to remove furnishings if preferred by the buyer, making it ideal as a primary residence, seasonal retreat, or investment opportunity. Upstairs, both bedrooms are spacious private suites with their own ensuite bathrooms, offering exceptional privacy for owners and guests. Relax on your screened balcony overlooking the peaceful pond and scenic boardwalk while enjoying the sights and sounds of owls, songbirds, squirrels, and Florida's natural beauty. Community amenities include a heated lakefront pool, clubhouse, tennis courts, waterfront boardwalk, fishing dock, fish cleaning station, community fire pit, picnic area with BBQ grills, and private access to Lake Tarpon. Boat slips are available on a first-come, first-served basis (currently $1,000/year), and kayak storage is available for just $100/year. The home includes one assigned parking space plus ample guest parking and is conveniently located near John Chesnut Sr. Park, the Pinellas Trail, Gulf beaches, shopping, dining, golf courses, top-rated healthcare, St. Pete/Clearwater and Tampa International Airports. Whether your perfect day includes boating across Lake Tarpon to the Tarpon Turtle Waterfront Grill for lunch or dinner, casting a fishing line at sunrise, paddling peaceful waters by kayak, or relaxing around the community fire pit with neighbors, Dolly Bay offers the Florida waterfront lifestyle you've been searching for. It's more than a home... it's the Florida lifestyle. Welcome to Dolly Bay.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8535290
StatusActive
Year Built1984
Stories3
Total Rooms6
ConstructionWood Frame
RoofMetal
FoundationSlab
FacesSouthwest
SubdivisionDOLLY BAY VLG ON LAKE TARPON CONDO
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Vaulted Ceiling(s), Wet Bar, Window Treatments
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric
SecuritySecurity Lights, Smoke Detector(s)

Exterior & Lot

ExteriorFire Pit, Lighting, Outdoor Grill, Sidewalk, Sliding Doors, Tennis Court(s)
Lot Dimensions0
Lot FeaturesNear Marina, Sidewalk
Road SurfacePaved
ViewTrees/Woods, Water
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$659 / Monthly
Senior CommunityNo

Financial Details

List Price$265,700
Original Price$269,700
Annual Taxes$2,880 (2025)
FinancingCash, Conventional
Parcel #302716218010203060

Schools

ElementaryHighland Lakes Elementary-PN
MiddleTarpon Springs Middle-PN
HighTarpon Springs High-PN

Directions

From Tampa / St. Petersburg (South): Take US Highway 19 North to Tarpon Avenue, head east, then turn right onto Dolly Bay Drive. Continue to 2599 Dolly Bay Drive #306. From Tarpon Springs / North Pinellas: Take US Highway 19 South to Tarpon Avenue, head east, then turn right onto Dolly Bay Drive. Continue to 2599 Dolly Bay Drive #306. Guest Parking: Plenty of convenient, unmarked guest parking is available throughout the community.

Location

2599 DOLLY BAY DRIVE UNIT 306, PALM HARBOR, FL 34684

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP
ListedAugust 6, 2026

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Home Price

$265,700

20% ($53,140)
6.75%

Loan Term

Principal & Interest$1,379
Property Tax (est.)$244
Insurance (est.)$150
Total Monthly$1,772
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $265,700 home in PALM HARBOR.

🏦

Conventional

$13,285 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 11, 2026.

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