$185,000
3540 S BELGRAVE DRIVE, INVERNESS, FL 34452
Beds
2
Baths
2
Sq Ft
1,272 sq ft
Year Built
1992
Lot Size
0.15 acres
Garage
2
About This Property
Welcome home to this well-maintained corner-lot villa in the desirable Royal Oaks community! Freshly updated with new interior paint and brand-new carpeting, this home offers a clean, move-in-ready interior that's ready for your personal touch. The corner location provides added privacy and an open feel while offering low-maintenance living in one of Inverness's most established communities. Royal Oaks is a deed-restricted community known for its beautiful canopy of mature live oak trees, peaceful atmosphere, and active lifestyle. Residents enjoy keyed access to an impressive selection of amenities, including a clubhouse, solar-heated swimming pool, tennis and shuffleboard courts, horseshoe pits, library, craft room, exercise/game room, fenced dog park, and secure RV, boat, and trailer storage**. A full calendar of social events, clubs, and recreational activities makes it easy to meet neighbors and stay active year-round. Conveniently located just outside the Inverness city limits, Royal Oaks is minutes from shopping, restaurants, medical facilities, and everyday conveniences. Historic Floral City, Crystal River, and Homosassa are all nearby, offering endless opportunities for boating, fishing, kayaking, golfing, hiking, manatee encounters, and enjoying Florida's beautiful Nature Coast. Whether you're looking for a full-time residence or a seasonal retreat, this villa offers the perfect combination of comfort, convenience, and community living.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From the intersection of US Hwy 41 (S Florida Ave) and SR 44 (W Main St) in Inverness, head south on US Hwy 41 (S Florida Ave). Turn right onto E England Blvd, then continue straight through the stop sign as the road becomes S Belgrave Dr. 3540 S Belgrave Dr will be on the right.
Location
3540 S BELGRAVE DRIVE, INVERNESS, FL 34452
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$185,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $185,000 home in INVERNESS.
🏛️
FHA Loan
$6,475 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$9,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Citrus County SHIP
Varies
Income-qualifying Citrus residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 22, 2026.