$279,000
609 WESTWINDS DRIVE UNIT 4, PALM HARBOR, FL 34683
Beds
1
Baths
1
Sq Ft
875 sq ft
Year Built
1968
Lot Size
1.30 acres
Garage
—
About This Property
ONE OF A KIND WATERFRONT GEM, This charming Palm Harbor villa-style condo with PRIVATE DOCK and GULF ACCESS is truly one of a kind and a MUST SEE IN PERSON! The unit has been BEAUTIFULLY RENOVATED from top to bottom featuring a CUSTOM KITCHEN with built-in cabinets, solid surface countertops, gorgeous tile backsplash, new stainless steel appliances and HUGE KITCHEN ISLAND with ample seating! Also in the kitchen is a dedicated bar area with high-end icemaker and workstation desk. NEW plumbing, HVAC, duct work, water heater, impact door, electrical rewiring, exterior and interior painting, NEW LVP flooring throughout - all permitted work. The newly configured floorplan adds a BONUS ROOM that would be great for guests, a nursery or office. Situated on a saltwater canal leading to the Gulf, your private dock puts boating, fishing, kayaking and manatee watching outside your door. Ideally located near the Pinellas Trail, Tarpon Sponge Docks, Innisbrook, Fred Howard Park, Honeymoon Island, Sunset Beach and local restaurants and shopping. MUST SEE! The monthly fee includes water, trash, sewer, internet, cable TV, pest control, lawn maintenance, insurance, exterior maintenance and grounds care! This is the perfect starter home, retirement home or second home for winter travelers. No leasing is permitted at this time. Pets are allowed, 2 max under 40 lbs.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
North on Alt 19, West onto Westwinds Drive, arrive at 609 Westwinds, building is on your right.
Location
609 WESTWINDS DRIVE UNIT 4, PALM HARBOR, FL 34683
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$279,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $279,000 home in PALM HARBOR.
🏛️
FHA Loan
$9,765 Down
Government-backed, low down payment. Credit scores as low as 580.
🏦
Conventional
$13,950 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 7, 2026.