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$795,000

22523 WILLOW LAKES DRIVE, LUTZ, FL 33549

3D Tour
Active60 days on market

Beds

4

Baths

3

Sq Ft

2,359 sq ft

Year Built

1999

Lot Size

0.21 acres

Garage

2

About This Property

Experience the ultimate Florida lake lifestyle in this one-of-a-kind custom waterfront home on a ¼-acre lot with NO CDD fees! Enjoy direct access to a beautiful natural lake with your own private sand beach and 250 sq. ft. dock—perfect for jet skiing and fishing. This custom home features 4 bedrooms, 3 bathrooms, PLUS a 522 sq. ft. bonus/theater room, offering approximately 2,881 sq. ft. of TOTAL LIVING SPACE. The bonus room includes stunning lake views, a 3D projector, and a 110" movie screen. Inside you'll find formal living and dining rooms, a spacious family room with a fireplace, a dedicated office, an updated kitchen with granite countertops and LG stainless steel appliances, and a luxurious primary suite with a jetted tub, steam shower, and bidet. Step outside to your private resort-style oasis featuring a solar-heated saltwater pool with a cascading natural rock waterfall, a fully equipped outdoor kitchen, screened lanai, and multiple entertaining areas overlooking the lake. Major updates include a NEW 50-year dimensional shingle roof (2021), NEW 6-ton A/C with UV sanitizer (2023), tankless water heater (2024), and resurfaced pool (2018). Additional highlights include hurricane protection, Hurricane Film windows, generator hookup, Tesla Generation III charging station, and professional landscaping. Conveniently located near Tampa Premium Outlets, KRATE at The Grove, shopping, dining, and major highways. Schedule your private showing today and experience this unique waterfront lifestyle for yourself.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8535438
StatusActive
Year Built1999
Total Rooms13
ConstructionConcrete, Stucco
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionWILLOW BEND
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Chair Rail, Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Skylight(s), Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Luxury Vinyl, Porcelain Tile, Tile, Hardwood
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
LaundryLaundry Room
WindowsAluminum Frames, Drapes, Shutters, Storm Window(s), Tinted Windows, Window Treatments
CoolingCentral Air, Mini-Split Unit(s)
HeatingCentral, Heat Pump
FireplaceYes ()
SecuritySecurity System, Smoke Detector(s)

Exterior & Lot

ExteriorAwning(s), French Doors, Hurricane Shutters, Irrigation System, Outdoor Grill, Outdoor Kitchen
FencingVinyl
Other StructuresOutdoor Kitchen
Lot Size0.21 acres (8,977 sq ft)
Lot FeaturesLandscaped
Road SurfaceAsphalt
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesChild Safety Fence, Chlorine Free, Heated, In Ground, Salt Water, Screen Enclosure

Waterfront

WaterfrontYes
FeaturesLake Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Fiber Optics, Fire Hydrant, Phone Available, Sewer Available, Sewer Connected, Sprinkler Meter, Street Lights, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$354 / Semi-Annually
Senior CommunityNo

Financial Details

List Price$795,000
Original Price$800,000
Annual Taxes$4,088 (2026)
FinancingCash, Conventional
ZoningMPUD
Parcel #3126190060000000540

Schools

ElementaryLake Myrtle Elementary-PO
MiddleCharles S. Rushe Middle-PO
HighSunlake High School-PO

Directions

From I-75 North, take Exit 270 for CR-54 / Wesley Chapel Blvd toward Lutz. Turn left (west) onto CR-54 / Wesley Chapel Blvd. Continue west for approximately 3-4 miles, than turn right onto Collier Parkway. Turn right onto Willow Lakes Drive, Continue straight - 22523 Willow Lakes Drive will be on your right.

Location

22523 WILLOW LAKES DRIVE, LUTZ, FL 33549

Listing Information

OfficeGULF SHORES REALTY ERA POWERED LLC
ListedAugust 6, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$795,000

20% ($159,000)
6.75%

Loan Term

Principal & Interest$4,125
Property Tax (est.)$729
Insurance (est.)$150
Total Monthly$5,004
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $795,000 home in LUTZ.

🏦

Conventional

$39,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 5, 2026.

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