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$115,000

7020 COGNAC DRIVE UNIT 4, NEW PORT RICHEY, FL 34653

3D Tour
Active62 days on market

Beds

2

Baths

2

Sq Ft

1,044 sq ft

Year Built

1973

Lot Size

0.01 acres

Garage

,

About This Property

Welcome to this beautifully maintained second-floor condominium in the highly desirable Magnolia Valley community! This inviting 2-bedroom, 2-bathroom home offers a bright, open-concept layout that seamlessly connects the living room, dining area, and kitchen, creating the perfect space for both everyday living and entertaining. Step through the double sliding glass doors onto the expansive screened porch, where you can relax and enjoy tranquil, park-like views. The generous outdoor living space also features three private storage closets, providing plenty of room for seasonal items and extra belongings. Inside, you'll appreciate the convenience of an in-unit laundry closet with a full-size washer and dryer. This home has been thoughtfully updated with major improvements, including a new electrical panel, HVAC system, roof, water heater, plumbing, appliances, and modern light fixtures, offering exceptional value and peace of mind for the next owner. The unit includes assigned covered carport space and is part of a well-maintained community with a low HOA fee of just $345 monthly. Whether you're searching for a year-round residence, a seasonal retreat, or an investment opportunity, this move-in-ready condo combines comfort, convenience, and low-maintenance living in a prime location close to shopping, dining, golf courses, parks, medical facilities, and Florida's beautiful Gulf Coast beaches. Don't miss your chance to make this exceptional Magnolia Valley condo your own—schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8535460
StatusActive
Year Built1973
Stories1
Total Rooms4
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionMAGNOLIA VALLEY
CountyPasco
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorKitchen/Family Room Combo, Living Room/Dining Room Combo
FlooringCarpet, Laminate
AppliancesDryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony, French Doors, Private Mailbox, Sidewalk, Storage
Lot Size0.01 acres (608 sq ft)
Road SurfacePaved
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
Senior CommunityYes

Financial Details

List Price$115,000
Annual Taxes$1,458 (2025)
FinancingCash, Conventional
ZoningMF1
Parcel #16253408000050000D0

Directions

North on. Rowan, east on Massachusetts, left on Cognac to address.

Location

7020 COGNAC DRIVE UNIT 4, NEW PORT RICHEY, FL 34653

Listing Information

OfficeHOMETRUST REALTY GROUP
ListedAugust 5, 2026

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Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$115,000

20% ($23,000)
6.75%

Loan Term

Principal & Interest$597
Property Tax (est.)$105
Insurance (est.)$150
Total Monthly$852
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How to Buy This Home

Multiple financing options available for this $115,000 home in NEW PORT RICHEY.

🏦

Conventional

$5,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 28, 2026.

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