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$524,900

4634 RIVER OVERLOOK DRIVE, VALRICO, FL 33596

3D Tour
Active62 days on market

Beds

5

Baths

4

Sq Ft

2,771 sq ft

Year Built

2001

Lot Size

0.21 acres

Garage

3

About This Property

If you’ve been looking for a home with real space, a great layout and an outdoor area you’ll actually use, 4634 River Overlook Drive checks all the boxes. This 5-bedroom, 4-bath pool home offers 2,771 square feet, a three-car garage and plenty of room for a growing family, guests and working from home. The first floor features an open kitchen and family room, along with separate formal living and dining spaces. The primary suite is also downstairs, giving you privacy and convenience. Upstairs, the bonus room gives the kids a place to hang out, creates a great media or game room, or provides additional space for guests. With five true bedrooms, four full bathrooms and a smart split-bedroom layout, this home has the flexibility most families are looking for. The backyard is the real showstopper. Step through the screened lanai to a large pool and spa with a waterfall, all surrounded by a private, fully fenced yard. One of the four bathrooms doubles as a pool bath. It’s an ideal setup for entertaining, family get-togethers or relaxing by the pool after a long day. Add in the three-car garage, generous storage, A-rated Hillsborough County school district and a convenient Valrico location, and you have a home that’s hard to match. This isn’t just another five-bedroom house—it’s a home built for family life, entertaining and enjoying Florida the way it was meant to be enjoyed.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8535491
StatusActive
Year Built2001
Stories2
Total Rooms7
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionRIVER CROSSING ESTATES PH 4
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Other, Split Bedroom, Thermostat, Walk-In Closet(s)
FlooringLaminate, Tile
AppliancesDisposal, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorFrench Doors, Sidewalk, Sliding Doors, Sprinkler Metered
Lot Size0.21 acres (9,000 sq ft)
Lot Dimensions75 x 120
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Screen Enclosure
SpaIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$250 / Annually
Senior CommunityNo

Financial Details

List Price$524,900
Original Price$549,900
Annual Taxes$9,123 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U1330202QD00000800006.0

Directions

If you're coming from the I-75/Bloomingdale area, the route is generally: Take Bloomingdale Ave east. Turn right onto Bell Shoals Rd. Turn left onto Glen Haven Dr (or Greenhollow Ln depending on your route). Turn right onto Natures Way Blvd. Turn right onto River Crossing Dr. Turn right onto Vista River Dr. Turn left onto River Overlook Dr. Continue to 4634 River Overlook Dr, which will be on your right.

Location

4634 RIVER OVERLOOK DRIVE, VALRICO, FL 33596

Listing Information

OfficePINEYWOODS REALTY LLC
ListedAugust 5, 2026

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Home Price

$524,900

20% ($104,980)
6.75%

Loan Term

Principal & Interest$2,724
Property Tax (est.)$481
Insurance (est.)$150
Total Monthly$3,355
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How to Buy This Home

Multiple financing options available for this $524,900 home in VALRICO.

🏛️

FHA Loan

$18,372 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,245 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 27, 2026.

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