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$480,000

16416 WINDSOR PARK DRIVE, LUTZ, FL 33549

3D Tour
Active53 days on market

Beds

3

Baths

2

Sq Ft

1,999 sq ft

Year Built

1990

Lot Size

0.28 acres

Garage

2

About This Property

Welcome home to this beautifully maintained 3-bedroom, 2-bath, 2-car garage gem tucked away in the desirable guarded Chapman Manor/Windsor Park community! Set on a stunning conservation and waterfront lot with no backyard neighbors, this home offers the privacy and natural beauty buyers dream of. Inside, an open, split floor plan creates an easy flow for everyday living and entertaining, anchored by a striking double-sided wood-burning fireplace that adds warmth and character to the main living spaces. Recent updates include NEW hurricane impact windows and sliders throughout the entire home, giving you peace of mind and energy efficiency for years to come. The AC was replaced in 2026, and a clean 4-Point Inspection was completed in April 2026 — move-in ready with the big-ticket items already taken care of! Enjoy an unbeatable location close to Starbucks, Publix, and major interstates for an easy commute, plus quick access to USF, Moffitt Cancer Center, and the VA Hospital. Don't miss your chance to own this rare conservation and waterfront retreat in one of Lutz's most sought-after neighborhoods — schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8535725
StatusActive
Year Built1990
Total Rooms8
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionCHAPMAN MANORS
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Split Bedroom, Walk-In Closet(s), Window Treatments
FlooringVinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Sliding Doors
Lot Size0.28 acres (12,540 sq ft)
Road SurfaceAsphalt
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$400 / Quarterly
Senior CommunityNo

Financial Details

List Price$480,000
Original Price$490,000
Annual Taxes$3,951 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRES
Parcel #U2527180LU00000300003.0

Directions

Hwy 41 to Hanna Rd. Community on the left. Home on the left - no sign

Location

16416 WINDSOR PARK DRIVE, LUTZ, FL 33549

Listing Information

OfficeKELLER WILLIAMS TAMPA PROPERTIES
ListedAugust 7, 2026

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Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$480,000

20% ($96,000)
6.75%

Loan Term

Principal & Interest$2,491
Property Tax (est.)$440
Insurance (est.)$150
Total Monthly$3,081
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How to Buy This Home

Multiple financing options available for this $480,000 home in LUTZ.

🏛️

FHA Loan

$16,800 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 29, 2026.

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