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$525,000

1539 VALENCIA STREET, CLEARWATER, FL 33756

3D Tour
Active59 days on market

Beds

3

Baths

2

Sq Ft

1,734 sq ft

Year Built

2002

Lot Size

0.21 acres

Garage

2

About This Property

Welcome to 1539 Valencia Street, a move-in-ready 3-bedroom, 2-bathroom home with 1,732 square feet of living space and an oversized two-car garage. The floor plan lives large, with high cathedral ceilings, generously sized bedrooms, separate formal living and dining space, a spacious family room, and a large kitchen with its own casual dining area. The primary suite features a large walk-in closet, and private en-suite bathroom with a walk-in shower and luxurious soaking tub. Both bathrooms have been updated with modern tile, contemporary vanities, and new fixtures. A screened and covered rear patio extends the living space outdoors and provides a comfortable place to relax or entertain. Major advantages include a 2021 roof, no HOA, and a high-and-dry location with no flood insurance required. The home is located in unincorporated Pinellas County, where short-term rental and Airbnb use is permitted subject to applicable county requirements. Centrally located near shopping, dining, parks, the Pinellas Trail, and approximately 15 minutes from Clearwater Beach, this move-in-ready home offers the space, flexibility, and convenient location you've been looking for. Schedule your private showing today before it's gone!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8535778
StatusActive
Year Built2002
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionHIGHLAND LAKE SUB 2ND ADD
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Split Bedroom, Walk-In Closet(s)
FlooringLuxury Vinyl, Porcelain Tile
AppliancesDishwasher, Microwave, Range
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorStorage
Lot Size0.21 acres (9,331 sq ft)
Lot FeaturesIn County
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Available, Public

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$525,000
Original Price$539,900
Annual Taxes$7,568 (2025)
ZoningR-3
Parcel #232915388440000590

Schools

ElementaryPlumb Elementary-PN
MiddleOak Grove Middle-PN
HighClearwater High-PN

Directions

Proceeding West on Gulf to Bay Blvd, Turn Left onto S. Lake Dr, Followed by a Right onto Valencia St. Home will be on your left hand side.

Location

1539 VALENCIA STREET, CLEARWATER, FL 33756

Listing Information

OfficeCHARLES RUTENBERG REALTY INC
ListedAugust 8, 2026

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Home Price

$525,000

20% ($105,000)
6.75%

Loan Term

Principal & Interest$2,724
Property Tax (est.)$481
Insurance (est.)$150
Total Monthly$3,355
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $525,000 home in CLEARWATER.

🏛️

FHA Loan

$18,375 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 31, 2026.

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