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$420,000

4609 OAK RIVER CIRCLE, VALRICO, FL 33596

3D Tour
Active57 days on market

Beds

4

Baths

2

Sq Ft

2,033 sq ft

Year Built

1991

Lot Size

0.18 acres

Garage

3

About This Property

SELLER OFFERING $10,000 TOWARD BUYER’S CLOSING COSTS AND PREPAIDS WITH AN ACCEPTABLE OFFER! Move-in ready and designed for Florida living, this spacious pool home in the desirable River Crossing community offers four bedrooms, two bathrooms, a versatile bonus room, and 2,033 square feet of thoughtfully arranged living space. Mature landscaping and an irrigated front lawn create attractive curb appeal, while the split-bedroom floor plan provides privacy and flexibility for everyday living. Just inside, the formal living room offers a direct view of the screened pool and spa, immediately drawing your attention toward the home’s inviting outdoor retreat. At the center of the home, the open kitchen and family room create a comfortable gathering space for entertaining, relaxing, and spending time together. The freshly painted kitchen features granite countertops, stainless steel appliances, ceramic tile flooring, abundant cabinetry, and plenty of room for meal preparation and casual dining. An additional bonus room offers flexible space for a home office, playroom, fitness area, media room, or guest accommodations. Tucked away from the secondary bedrooms, the private primary suite features new carpeting, dual closets, and an en-suite bathroom with granite countertops, dual sinks, a garden tub, and a separate shower with a newer glass enclosure. Three additional bedrooms provide plenty of room for family, guests, or hobbies. The second bathroom includes convenient access to the pool area, making it ideal for indoor-outdoor living, and the adjoining laundry space comes equipped with a washer and dryer. Step outside to enjoy the screened pool and spa, expansive deck area, and fully fenced backyard. Whether hosting weekend gatherings, cooling off on a sunny afternoon, or unwinding in the spa at the end of the day, this outdoor space is ready to be enjoyed year-round. Fresh interior paint, new carpeting, updated light fixtures, ceiling fans throughout the bedrooms and family room, and a well-maintained interior make this home truly move-in ready. Conveniently located near shopping, dining, schools, recreation, and everyday amenities, this River Crossing pool home offers the space, comfort, and lifestyle you are looking for. Call now and be the first to schedule the viewing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8535976
StatusActive
Year Built1991
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionBLOOMINGDALE SEC BB PH
CountyHillsborough
OwnershipFee Simple
FurnishedTurnkey

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Vaulted Ceiling(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral
SecuritySecurity System Owned, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Rain Gutters, Sidewalk, Sliding Doors
FencingFenced
Lot Size0.18 acres (7,700 sq ft)
Lot Dimensions70 x 110
Road SurfacePaved
ViewGarden, Pool

Pool & Spa

Private PoolYes
Pool FeaturesChild Safety Fence, Gunite, In Ground, Lighting, Outside Bath Access, Screen Enclosure
SpaIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Fiber Optics, Natural Gas Available, Natural Gas Connected, Sewer Available, Solar, Street Lights

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$60 / Annually
Senior CommunityNo

Financial Details

List Price$420,000
Original Price$475,000
Annual Taxes$3,003 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSC-6
Parcel #U18302137N00000700023.0

Schools

ElementaryCimino-HB
MiddleBurns-HB
HighBloomingdale-HB

Directions

Take I-275 N and FL-618 Toll E/Selmon Expy to Town Center Blvd in Brandon. Turn right onto Town Center Blvd. Turn right onto Providence Rd. Use the left 3 lanes to turn left onto W Lumsden Rd. Turn right onto John Moore Rd. Turn left onto E Bloomingdale Ave. Turn right onto Bell Shoals Rd. Turn left onto Greenhollow Ln. Turn right onto Natures Way Blvd. Turn right onto River Crossing Dr. Turn left onto Dumont Dr. Turn right onto Oak River Cir. Destination will be on the left.

Location

4609 OAK RIVER CIRCLE, VALRICO, FL 33596

Listing Information

OfficeLPT REALTY LLC
ListedAugust 5, 2026

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Home Price

$420,000

20% ($84,000)
6.75%

Loan Term

Principal & Interest$2,179
Property Tax (est.)$385
Insurance (est.)$150
Total Monthly$2,714
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $420,000 home in VALRICO.

🏛️

FHA Loan

$14,700 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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