$589,000
13589 101ST TERRACE, SEMINOLE, FL 33776
Beds
4
Baths
2
Sq Ft
2,715 sq ft
Year Built
1967
Lot Size
0.24 acres
Garage
—
About This Property
Virtually Staged. Experience the best of Florida living in this beautifully updated 4-bedroom, 2-bath home, tucked away on a quiet, private cul-de-sac in desirable unincorporated Seminole. Just a short drive from the white-sand beaches of Indian Rocks, Madeira, and Redington Beach, you'll love being minutes from waterfront dining, local shops, parks, and everything that makes the Gulf Coast so special. Inside, the open-concept layout creates a bright, welcoming atmosphere that's perfect for everyday living and entertaining guests. Recent updates include a newer roof (2023), A/C and ductwork (2024), bathroom vanities (2024), and washer & dryer (2024), offering peace of mind for years to come. The spacious kitchen showcases modern appliances, sleek finishes, abundant storage, and plenty of counter space, seamlessly connecting to the main living areas for effortless entertaining. Step outside to a spacious backyard shaded by mature oak trees, providing the perfect setting to relax, entertain, or play. NO HOA in flood zone X! Located in one of the county's highest elevations in a non-evacuation zone and zoned for highly rated Oakhurst Elementary, this home combines an unbeatable location with thoughtful updates, privacy, and convenience. Whether you're searching for a primary residence, vacation home, or seasonal retreat, this is your opportunity to enjoy the Florida lifestyle you've been dreaming of. Schedule your showing today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
US-19 Alternate, head west on Bryan Dairy Road (also known as 102nd Avenue N) toward Seminole. Continue straight until you reach the traffic light at 137th Street N, then turn left to head south on 137th. Make your first left onto 101st Terrace. Follow 101st Terrace as it curves toward the cul-de-sac, and the home at 13589 101st Terrace, Seminole, FL 33776 will be located on the left side of the street.
Location
13589 101ST TERRACE, SEMINOLE, FL 33776
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$589,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $589,000 home in SEMINOLE.
🏛️
FHA Loan
$20,615 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$29,450 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 3, 2026.