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$565,000

1663 SAN MATEO DRIVE, DUNEDIN, FL 34698

3D Tour
Active35 days on market

Beds

3

Baths

2

Sq Ft

1,329 sq ft

Year Built

1955

Lot Size

0.17 acres

Garage

—

About This Property

DROPPED TO under apprised VALUE OF $587,000! Priced to match the recently completed appraisal, which is available for buyers to review! BUYERS FINANCING FELL THROUGH LAST MINUTE. LOCATION, LIFESTYLE, AND VERSATILITY — THIS IS DUNEDIN LIVING AT ITS BEST! Home with in-law suite! Welcome to this beautifully updated Dunedin home offering the perfect blend of modern updates, flexible living space, and an unbeatable location. Whether you’re looking for a primary residence with room for extended family, a private guest retreat, or an income-producing opportunity, this property checks every box. The main home features 2 spacious bedrooms and 1 beautifully updated bathroom, showcasing stylish wood-look tile flooring throughout, an updated kitchen with modern cabinetry, gorgeous countertops, designer tile backsplash, and contemporary lighting that creates a bright, inviting atmosphere. A standout feature is the private in-law suite with its own separate entrance, offering endless possibilities. Perfect for multigenerational living, visiting guests, a home office, or a studio apartment to generate additional rental income. The suite features matching wood-look tile flooring, a full bathroom with a walk-in shower, a kitchenette complete with new cabinetry, countertops, sink, and refrigerator—making it completely self-sufficient. This home has been thoughtfully improved with major updates for peace of mind, including a new roof (2021), new HVAC system with air purifier and dehumidifier and ductwork (2022), new appliances (2021), new water heater (2021), upgraded electrical panel and updated electrical in 2024, new gutters, and a beautifully covered patio (2022) enclosed with premium no-see-um screening, creating the perfect outdoor living space to enjoy Florida year-round. The washer, dryer, and kitchen island are also included. Step outside into the large, fully fenced backyard, offering plenty of room for entertaining, pets, gardening, or simply relaxing in your own private oasis. The location is simply exceptional. Hop on your golf cart or bike and be in the heart of Downtown Dunedin in just minutes, where you’ll enjoy award-winning restaurants, breweries, boutique shopping, waterfront parks, year-round festivals, and one of Florida’s most vibrant downtown districts. You’re also within walking distance of the Pinellas Trail and scenic Hammock Park, while the Dunedin Causeway and world-famous Honeymoon Island State Park are only minutes away for kayaking, boating, fishing, and breathtaking Gulf sunsets. Best of all, there’s NO HOA, NO CDD fees, and NO flood insurance required, giving you the freedom to truly enjoy your home without unnecessary expenses. There is also hook up for Hot tub! Also sewer pipes have been lined and have a limited lifetime warranty! Opportunities like this, offering an updated home, a private in-law suite, incredible flexibility, and one of Dunedin’s most desirable locations—are incredibly rare. Schedule your private showing today and experience everything this exceptional property has to offer.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8536200
StatusActive
Year Built1955
Stories1
Total Rooms5
ConstructionStucco, Wood Frame
RoofShingle
FoundationSlab
FacesWest
SubdivisionDUNEDIN ISLES 1
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorOpen Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Window Treatments
FlooringCeramic Tile
AppliancesBar Fridge, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Closet
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorPrivate Entrance, Private Mailbox, RV Hookup, Sidewalk, Sliding Doors, Storage
FencingWood
Other StructuresShed(s)
Lot Size0.17 acres (7,205 sq ft)
Lot Dimensions60 x 120
Lot FeaturesCity Lot, In County, Sidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$565,000
Original Price$599,000
Annual Taxes$4,149 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #222815233100270050

Schools

ElementarySan Jose Elementary-PN
MiddlePalm Harbor Middle-PN
HighDunedin High-PN

Directions

From alt 19 north turn left onto San Christopher Drive and then left on San Mateo and home is on the right.

Location

1663 SAN MATEO DRIVE, DUNEDIN, FL 34698

Listing Information

OfficeKATIE DUCHARME REALTY, LLC
ListedAugust 5, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$565,000

20% ($113,000)
6.75%

Loan Term

Principal & Interest$2,932
Property Tax (est.)$518
Insurance (est.)$150
Total Monthly$3,600
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $565,000 home in DUNEDIN.

🏛️

FHA Loan

$19,775 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$28,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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