Beds
3
Baths
2
Sq Ft
1,139 sq ft
Year Built
1955
Lot Size
0.11 acres
Garage
,
About This Property
Coastal living just steps from the beach and warm Gulf waters! Welcome to 14023 Palm Street, a charming 3-bedroom, 2-bath Madeira Beach cottage offering approximately 1,139 square feet of living space in an exceptional beachside location. Just a short walk from the sugar-sand shores of Madeira Beach, this home combines classic Florida character with flexibility for a primary residence, vacation getaway, or investment property. Inside, vaulted exposed-beam ceilings add architectural character and an airy coastal feel to the living spaces. The functional floor plan includes a comfortable living room, dedicated dining area, kitchen with ample cabinetry and counter space, and a separate wet bar ideal for entertaining. Three bedrooms and two full baths provide plenty of flexibility for guests, a home office, or extended stays. Step outside to a private backyard surrounded by tropical landscaping with space for outdoor dining, grilling, and relaxing after a day at the beach. A covered carport and generous driveway provide convenient off-street parking. Best of all, the beach is just across Gulf Boulevard, putting relaxation and unforgettable sunsets within easy reach. John's Pass Village & Boardwalk, waterfront dining, shopping, boating, and entertainment are also just minutes away. For those considering rental income, the property allows a minimum 3-month rental period, offering investment potential without the restrictions of an HOA. A rare opportunity to enjoy the Madeira Beach lifestyle with the beach practically at your doorstep.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Going West on Tom Stuart Causeway, Left on Gulf Blvd, Left on 141st Ave, Right on Palm St, Property will be on your left.
Location
14023 PALM STREET, MADEIRA BEACH, FL 33708
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$525,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $525,000 home in MADEIRA BEACH.
🏛️
FHA Loan
$18,375 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$26,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 12, 2026.