$462,000
9920 INDIAN KEY TRAIL UNIT 29, SEMINOLE, FL 33776
Beds
3
Baths
3
Sq Ft
1,749 sq ft
Year Built
1994
Lot Size
0.05 acres
Garage
1
About This Property
Waterfront Living in Tara Cay – Florida waterfront living is calling in this beautifully updated 3-bedroom, 3-bath waterfront townhome in highly desirable Tara Cay Sound. Enjoy direct canal access, a new seawall and dock (2022/2023) just steps from your back door, perfect for boating, kayaking, fishing, and taking in spectacular Florida sunsets and wildlife. Inside, you'll find a bright, open floor plan featuring two spacious upstairs ensuite bedrooms, including a canal-front primary suite with dual walk-in closets, plus a first-floor bedroom and full bath ideal for guests or a home office. Major updates have already been completed, including new plumbing, HVAC, updated electrical, stainless steel appliances, butcher block countertops, farmhouse sink, remodeled bathrooms, water softener, hurricane shutters on waterfront windows, and a new roof (2021). One of the lowest HOA fees in Pinellas County includes cable, internet, water, sewer, trash, landscaping, pool, and dock maintenance. This pet-friendly community welcomes large dogs and is conveniently located minutes from Indian Rocks Beach, Seminole City Center, the Pinellas Trail, Walsingham Park, Clearwater, St. Petersburg, Tampa, shopping, dining, and top-rated schools. Move-in ready waterfront homes with a community dock at this price are hard to find—schedule your private showing today before it's gone!
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
From 34th Street N, head north on US-19 N for approximately 5 miles. Take the exit for Bryan Dairy Road (Pinellas County 296) and continue on the US-19 frontage road. Turn left onto Bryan Dairy Road and continue for approximately 4 miles as it becomes 102nd Avenue N. Turn left onto Hamlin Boulevard, then take the first right onto Seminole Trail. Turn left onto Indian Key Trail and continue to 9920 Indian Key Trail, which will be on your right.
Location
9920 INDIAN KEY TRAIL UNIT 29, SEMINOLE, FL 33776
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$462,000
Loan Term
How to Buy This Home
Multiple financing options available for this $462,000 home in SEMINOLE.
🏛️
FHA Loan
$16,170 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$23,100 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 24, 2026.