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$435,000

5166 BAY ISLE CIRCLE, CLEARWATER, FL 33760

3D Tour
Active57 days on market

Beds

3

Baths

3

Sq Ft

2,043 sq ft

Year Built

2016

Lot Size

0.05 acres

Garage

2

About This Property

Experience elevated living in this spacious end-unit townhouse located in the gated Bay Isle community. This 3BR/2.5BA home offers a bright, refined open layout enhanced by extra windows and natural light exclusive to end units. Enjoy a screened patio for effortless indoor-outdoor living and an attached two-car garage providing secure parking and generous storage. The first-floor primary suite adds convenience, while the upstairs loft creates a flexible space for a home office, media lounge, or quiet retreat. Two additional bedrooms and a full bath complete the second level, offering privacy and comfort for guests or family. The larger end-unit floor plan delivers a more expansive, private feel throughout. Residents enjoy an in-ground community pool and the peace of a gated neighborhood, all while being minutes from shopping, dining, airports, and major roadways. A rare blend of comfort, privacy, and thoughtful design in a well-kept Clearwater community

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8536617
StatusActive
Year Built2016
Stories2
Total Rooms6
ConstructionBlock, Wood Frame
RoofShingle
FoundationSlab
FacesEast
SubdivisionBAY ISLE LANDINGS
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorHurricane Shutters, Irrigation System, Lighting, Sidewalk, Sliding Doors
Lot Size0.05 acres (2,174 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Sewer Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$339 / Monthly
Senior CommunityNo

Financial Details

List Price$435,000
Annual Taxes$7,297 (2025)
FinancingCash, Conventional
Parcel #332916032920060060

Directions

From St Pete Take I-275 N to Roosevelt Blvd (FL-686). Continue east on Roosevelt Blvd, then turn right onto Bay Isle Dr to enter the Bay Isle community. Follow Bay Isle Dr as it curves, then turn right onto Bay Isle Cir and continue to the townhouse. From Tampa Take I-275 S or FL-60 W toward Clearwater, then merge onto Roosevelt Blvd (FL-686) heading west. Turn left onto Bay Isle Dr to enter the Bay Isle community. Follow Bay Isle Dr around the loop to Bay Isle Cir and continue to the townhouse.

Location

5166 BAY ISLE CIRCLE, CLEARWATER, FL 33760

Listing Information

OfficeCHARLES RUTENBERG REALTY INC
ListedAugust 10, 2026

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Home Price

$435,000

20% ($87,000)
6.75%

Loan Term

Principal & Interest$2,257
Property Tax (est.)$399
Insurance (est.)$150
Total Monthly$2,806
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How to Buy This Home

Multiple financing options available for this $435,000 home in CLEARWATER.

🏦

Conventional

$21,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 5, 2026.

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