$399,000
3601 CAPITAL RESERVE DRIVE, PLANT CITY, FL 33565
Beds
4
Baths
3
Sq Ft
2,435 sq ft
Year Built
2025
Lot Size
0.15 acres
Garage
2
About This Property
Move-in ready home with upgrades already completed and no waiting required in North Park Isle. This well-maintained home features 4 bedrooms, 3 bathrooms, and a spacious loft, offering flexible living space ideal for multigenerational households, working from home, or additional living areas. Enjoy features that are already in place and often considered upgrades with builder homes. This home provides the benefit of immediate occupancy without the delays, added costs, or uncertainty often associated with new construction. Located in a growing community with convenient access to Tampa, Lakeland, and major highways, this property offers both comfort and accessibility. Seller is motivated and open to working with buyers. Schedule your showing today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Use the left lane to take the ramp to Zephyrhills/I-4 W, then Continue on FL-39A. Drive to Capital Reserve Dr
Location
3601 CAPITAL RESERVE DRIVE, PLANT CITY, FL 33565
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$399,000
Loan Term
How to Buy This Home
Multiple financing options available for this $399,000 home in PLANT CITY.
🏛️
FHA Loan
$13,965 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$19,950 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
More Homes in Plant City
More Homes in Plant City
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 8, 2026.