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$495,000

4117 TAMPICO TRAIL, HERNANDO BEACH, FL 34607

Active1 days on market

Beds

4

Baths

2

Sq Ft

1,445 sq ft

Year Built

1980

Lot Size

0.16 acres

Garage

1

About This Property

FULLY REMODELED, DIRECT GULF ACCESS WATERFRONT HOME with WESTERLY-FACING SUNSET VIEWS! This beautifully updated 3 BEDROOM, 2 BATH coastal retreat also features a versatile FLEX ROOM that can serve as a home office, guest room, hobby space, or 4th bedroom. Perfectly positioned on a DEEP, WIDE CANAL with a SHORT BOAT RIDE TO THE OPEN GULF, this property is ready for boating enthusiasts who want to spend more time on the water and less time getting there. The curb appeal is enhanced by a CIRCULAR PAVER DRIVEWAY with additional parking and an oversized driveway, leading to a spacious 1-CAR GARAGE. Inside, you'll find a bright OPEN GREAT ROOM FLOOR PLAN with TILE FLOORING THROUGHOUT and expansive sliding glass doors that frame peaceful water views while opening to the backyard and waterfront. The heart of the home is the beautifully updated kitchen featuring SOLID SURFACE COUNTERTOPS, STAINLESS STEEL APPLIANCES, a CUSTOM BACKSPLASH, DEEP SINGLE-BASIN SINK, abundant cabinetry, generous counter space, and a large dining area that flows seamlessly into the family room--ideal for entertaining family and friends. The spacious primary suite offers a private ensuite bath with DUAL SINK VANITY, FLOOR-TO-CEILING CUSTOM TILE SHOWER, and updated finishes. The guest bathroom has also been tastefully renovated with a CUSTOM TILE TUB/SHOWER COMBINATION, updated vanity, and solid surface countertops. Step outside and experience true Florida waterfront living. The large backyard features approximately 61 FEET OF CONCRETE SEAWALL, a FLOATING DOCK, and plenty of room to relax, entertain, or add additional outdoor amenities. Whether you're heading out for a day of fishing, scalloping, kayaking, paddleboarding, or simply cruising the Gulf, this location offers quick and convenient access to the open water. Additional highlights include a NEW ROOF (2025), AC (2023) and numerous tasteful updates throughout, making this home truly move-in ready. Located in the highly desirable HERNANDO BEACH community, you'll enjoy the laid-back Nature Coast lifestyle with waterfront restaurants, local marinas, live entertainment, boutique shops, and endless opportunities for boating, fishing, and watching dolphins and manatees. This property is currently being used as a part time SHORT-TERM RENTAL and the furniture can be purchased separately making this property attractive as a primary residence, vacation home, or investment opportunity. The community offers convenient GOLF CART ACCESS in the designated business district and nearby neighborhoods, making it easy to explore local restaurants, marinas, and waterfront attractions. Conveniently located just minutes from Weeki Wachee Springs, public boat ramps, parks, shopping, dining, medical facilities, and the Suncoast Parkway, you'll enjoy an easy commute to Tampa while still experiencing the peaceful charm of Florida's Gulf Coast.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8536742
StatusActive
Year Built1980
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionHERNANDO BEACH
CountyHernando
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom
FlooringTile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSliding Doors
Lot Size0.16 acres (7,076 sq ft)
Lot FeaturesCleared, Flood Insurance Required, FloodZone, Near Marina, Near Public Transit
Road SurfaceAsphalt, Paved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesCanal Front, Waterfront, Canal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$495,000
Annual Taxes$5,006 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR1B
Parcel #R1322316232009300040

Schools

ElementaryWestside Elementary-HN
MiddleFox Chapel Middle School
HighWeeki Wachee High School

Directions

North on Shoal Line Blvd to left on Companero Entra to right on Tampico

Location

4117 TAMPICO TRAIL, HERNANDO BEACH, FL 34607

Listing Information

OfficeHILL POINT REALTY INC.
ListedAugust 21, 2026

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Home Price

$495,000

20% ($99,000)
6.75%

Loan Term

Principal & Interest$2,568
Property Tax (est.)$454
Insurance (est.)$150
Total Monthly$3,172
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $495,000 home in HERNANDO BEACH.

🏛️

FHA Loan

$17,325 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 22, 2026.

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