$524,999
4533 W FERN STREET, TAMPA, FL 33614
Beds
5
Baths
3
Sq Ft
1,717 sq ft
Year Built
1963
Lot Size
0.15 acres
Garage
—
About This Property
Virtually Staged. Completely Remodeled Property with 2 separate homes – Perfect for Multi-Generational Living or Rental Income! NO HOA! Don't miss this rare opportunity to own two fully remodeled block homes on one property! Whether you're looking for a multi-generational setup, rental income, investment, or extra space for guests, this property offers exceptional flexibility and value. The main remodeled home features approximately 1,200 square feet with 3 bedrooms and 1.5 bathrooms, including a primary en-suite bathroom. Inside, you'll find a spacious bonus family/living room, an indoor utility room, and a thoughtfully designed layout. Choose your own kitchen backsplash within approved budget! The detached remodeled second home, mother in law suite, or efficiency offers approximately 522 square feet with 2 bedrooms, 1 bathroom, nice sized kitchen and living room with its own private entrance, and has been completely remodeled from top to bottom—making it ideal as a mother-in-law suite, guest house, home office, or income-producing rental. Both homes have been beautifully updated with: Brand-new kitchens, including new cabinets and quartz countertops, Waterproof luxury vinyl plank (LVP) flooring throughout, New tiled showers, New interior doors, baseboards, and trim, Freshly textured ceilings and walls, New interior and exterior paint. Outside, you'll find ample parking and a large covered back patio, creating the perfect space for entertaining family and friends. Conveniently located just one block from a beautiful neighborhood park featuring walking trails, outdoor fitness equipment, baseball fields, and plenty of green space to enjoy. No HOA! Bring your boats, work vehicles, or recreational toys without HOA restrictions. This move-in-ready property is a rare find offering versatility, modern updates, and outstanding value.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Driving from Hillsborough Ave, turn north on Hesperides to west on Fern, right side of road.
Location
4533 W FERN STREET, TAMPA, FL 33614
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$524,999
Loan Term
How to Buy This Home
Multiple financing options available for this $524,999 home in TAMPA.
🏛️
FHA Loan
$18,375 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$26,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.