Beds
4
Baths
2
Sq Ft
2,160 sq ft
Year Built
1957
Lot Size
0.11 acres
Garage
1
About This Property
Excellent Downtown Clearwater Location – Two-Unit Duplex Opportunity! This property is ideally located in downtown Clearwater, with no HOA and situated in Flood Zone X. It offers convenient access to transportation, shopping, dining, and other nearby amenities. This two-story duplex features two separate residential units, each offering approximately 1,080 sq ft with 2 bedrooms and 1 bathroom, for a total living area of approximately 2,160 sq ft. The property also includes an attached garage. The roof was replaced in 2014. Aside from the roof, the rest of the property requires a complete renovation. The property is currently not in livable condition. This property is ideal for buyers looking to renovate and rent out both units for rental income, as well as buyers who wish to renovate the property, live in one unit, and rent out the other to help offset their housing expenses.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
From S Missouri Ave, turn onto Franklin Circle
Location
1216 FRANKLIN CIRCLE, CLEARWATER, FL 33756
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$328,800
Loan Term
How to Buy This Home
Multiple financing options available for this $328,800 home in CLEARWATER.
🏛️
FHA Loan
$11,508 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$16,440 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.