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$370,000

805 W COLLEGE AVENUE, RUSKIN, FL 33570

Active57 days on market

Beds

3

Baths

2

Sq Ft

1,644 sq ft

Year Built

1977

Lot Size

0.28 acres

Garage

2

About This Property

Virtually Staged. MOTIVATED SELLER-PRICED ADJUSTED FOR MINOR REHAB - Welcome to 805 W College Ave, a charming Ruskin home offering the perfect blend of comfortable indoor living and Florida outdoor enjoyment. This well-maintained 3-bedroom, 2-bath residence sits on an oversized lot with plenty of room for your boat, RV, toys, pets, and gardening projects—and there’s no HOA or CDD! Inside, you’ll find an inviting open floor plan highlighted by vaulted/cathedral ceilings, a spacious family room, separate formal living and dining areas, and a well-appointed kitchen featuring solid wood cabinetry, stone countertops, and stainless-steel appliances. The split-bedroom layout provides privacy, while the generously sized primary suite offers dual closets and a private ensuite bath with a beautifully tiled walk-in shower. Step outside and enjoy your own private Florida retreat. The screened lanai overlooks a sparkling heated, in-ground pool and spacious fenced backyard, creating an ideal setting for entertaining, relaxing, or enjoying year-round outdoor living. A large deck and additional storage shed provide even more versatility. The attached 2-car garage offers convenient parking and storage, while the oversized 90' x 135' lot provides exceptional space that is hard to find. Conveniently located in Ruskin with easy access to I-75, US 41, area dining, shopping, parks, and Tampa Bay-area destinations. Come experience the space, privacy, and Florida lifestyle this special property has to offer!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8537012
StatusActive
Year Built1977
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionRUSKIN CITY MAP OF
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Thermostat, Vaulted Ceiling(s)
FlooringCeramic Tile, Luxury Vinyl, Tile
AppliancesCooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
LaundryIn Garage
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorFrench Doors, Lighting, Rain Gutters, Sliding Doors, Storage
Lot Size0.28 acres (12,150 sq ft)
Lot Dimensions90 x 135
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesGunite, Heated, In Ground, Screen Enclosure
SpaIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$370,000
Annual Taxes$5,730 (2025)
ZoningRSC-6
Parcel #U0732191V500000000833.0

Schools

ElementaryRuskin-HB
MiddleShields-HB
HighLennard-HB

Directions

I-75 to exit 240, go west. Home is 1 mile on the right after US 41

Location

805 W COLLEGE AVENUE, RUSKIN, FL 33570

Listing Information

OfficeMARK SPAIN REAL ESTATE
ListedAugust 10, 2026

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Home Price

$370,000

20% ($74,000)
6.75%

Loan Term

Principal & Interest$1,920
Property Tax (est.)$339
Insurance (est.)$150
Total Monthly$2,409
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $370,000 home in RUSKIN.

🏛️

FHA Loan

$12,950 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,500 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 11, 2026.

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