Beds
2
Baths
2
Sq Ft
1,129 sq ft
Year Built
1993
Lot Size
0.05 acres
Garage
—
About This Property
Experience the ease of Florida living in this meticulously maintained, move-in ready 2-bedroom, 2-bath villa in the gated community of Fox Lake. Whether your weekends are spent relaxing by the heated pool, enjoying a game of pickleball or tennis, biking the nearby Pinellas Trail, exploring Downtown Dunedin, strolling the Tarpon Springs Sponge Docks, or soaking up the sun at Honeymoon Island and other award-winning Gulf beaches, you’ll love coming home to this peaceful Palm Harbor retreat. Surrounded by mature oak trees and beautifully maintained landscaping, this home offers a tranquil setting with a welcoming courtyard entrance and a quiet screened lanai overlooking lush greenery, creating the perfect place to enjoy your morning coffee or unwind in the evening. Inside, you’ll find laminate and tile flooring throughout, generously sized bedrooms, shutter-style windows, updated lighting, smart home technology, and abundant storage. Both bedrooms have exceptional space and privacy in a split-bedroom layout, each with connecting dual closets. The primary suite bathroom features double sinks with granite countertops, and an updated tiled walk-in shower with a frameless glass enclosure. The secondary bathroom has also been beautifully updated with granite countertops and a full bathtub. The open-concept kitchen and living room are designed for everyday living and effortless entertaining. The kitchen with granite countertops, an extended breakfast bar, a large deep sink, newer Whirlpool microwave, French-door refrigerator, and the living with an effortless sliding glass door that opens to the screened lanai. Additional upgrades include a Carrier HVAC system (March 2021), 2016 roof, updated lighting, lighted ceiling fan on the lanai, and a spacious exterior storage room. Located in high-and-dry Flood Zone X, no flood insurance is required. The HOA is just $414 a month and includes gated entry, cable, high-speed internet, water, sewer, trash, exterior landscaping, exterior painting, pressure washing, and pest prevention—making homeownership truly low maintenance. Offering exceptional rental flexibility, this property allows short-term, seasonal, and annual rentals, making it an excellent option for both full-time residents and those seeking an investment opportunity or a Florida getaway with income potential. Perfectly positioned in the heart of Palm Harbor between US Highway 19 and Belcher Road, you’ll enjoy quick access to everything while also having the option of the scenic drive along Belcher. Whether you’re heading to Clearwater, Dunedin, Tarpon Springs, Safety Harbor, St. Petersburg, Tampa International Airport, shopping, dining, parks, or everyday conveniences, everything is just minutes away. Zoned for highly rated Sutherland Elementary, Palm Harbor Middle, and Palm Harbor University High School, this turnkey home delivers the perfect blend of comfort, style, location, and value in one of Palm Harbor’s most desirable gated communities.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Fox Lake is conveniently located between Belcher Road and US-19, just north of Alderman Road.
Location
3067 POINTER DRIVE, PALM HARBOR, FL 34683
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$280,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $280,000 home in PALM HARBOR.
🏛️
FHA Loan
$9,800 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$14,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 13, 2026.