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$420,000

1140 DR ML KING JR STREET N, SAFETY HARBOR, FL 34695

3D Tour
Active4 days on market

Beds

3

Baths

2

Sq Ft

1,108 sq ft

Year Built

1987

Lot Size

0.13 acres

Garage

1

About This Property

Welcome to this versatile 3-bedroom, 2-bathroom home in desirable Safety Harbor! Offering approximately 1,100 square feet of living space, this property is currently utilized as a short-term rental and presents an excellent opportunity for investors or buyers seeking income-producing potential. The home features tile flooring throughout, a newer HVAC system, and a practical layout that offers comfortable living space and flexibility. The property can continue to be utilized as a short-term rental or enjoyed as a primary residence, making it an attractive option for a variety of buyers. Conveniently located near downtown Safety Harbor, local restaurants, shopping, parks, waterfront attractions, and major roadways, this home provides both convenience and opportunity. Don’t miss your chance to own a versatile property in one of the area’s desirable communities!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8537296
StatusActive
Year Built1987
Stories1
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionSEMINOLE PARK REV
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorNinguno, Window Treatments
FlooringCarpet, Ceramic Tile, Hardwood
AppliancesCooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorRain Gutters
Lot Size0.13 acres (5,493 sq ft)
Lot Dimensions55 x 100
Road SurfacePaved
0

Utilities

WaterPublic
SewerNone
UtilitiesElectricity Available, Public

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$420,000
Annual Taxes$5,869 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #042916800280140040

Schools

ElementaryPalm Harbor Elementary-PN
MiddlePalm Harbor Middle-PN
HighCountryside High-PN

Directions

From Main Street in Safety Harbor, head north on Dr. Martin Luther King Jr. Street. Continue to the property at 1140 Dr. Martin Luther King Jr. Street N. The property will be located along the right side of the road.

Location

1140 DR ML KING JR STREET N, SAFETY HARBOR, FL 34695

Listing Information

OfficeCHARLES RUTENBERG REALTY INC
ListedAugust 11, 2026

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Home Price

$420,000

20% ($84,000)
6.75%

Loan Term

Principal & Interest$2,179
Property Tax (est.)$385
Insurance (est.)$150
Total Monthly$2,714
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $420,000 home in SAFETY HARBOR.

🏛️

FHA Loan

$14,700 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 15, 2026.

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