$420,000
1140 DR ML KING JR STREET N, SAFETY HARBOR, FL 34695
Beds
3
Baths
2
Sq Ft
1,108 sq ft
Year Built
1987
Lot Size
0.13 acres
Garage
1
About This Property
Welcome to this versatile 3-bedroom, 2-bathroom home in desirable Safety Harbor! Offering approximately 1,100 square feet of living space, this property is currently utilized as a short-term rental and offers an excellent opportunity for investors or buyers looking for income-producing potential. The home features tile flooring throughout, a 2026 HVAC system, and a water heater that was serviced approximately six months ago. The functional layout provides comfortable living space and flexibility for a variety of uses. Whether you choose to continue using the property as a short-term rental or make it your primary residence, this home offers plenty of potential. Conveniently located near downtown Safety Harbor, restaurants, shopping, parks, waterfront attractions, and major roadways, this property combines location, versatility, and opportunity. Don’t miss your chance to own a property with excellent potential in one of the area’s most desirable communities!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Main Street in Safety Harbor, head north on Dr. Martin Luther King Jr. Street. Continue to the property at 1140 Dr. Martin Luther King Jr. Street N. The property will be located along the right side of the road.
Location
1140 DR ML KING JR STREET N, SAFETY HARBOR, FL 34695
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$420,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $420,000 home in SAFETY HARBOR.
🏛️
FHA Loan
$14,700 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$21,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 24, 2026.