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$475,000

14233 102ND AVENUE, LARGO, FL 33774

3D Tour
Active14 days on market

Beds

3

Baths

2

Sq Ft

1,453 sq ft

Year Built

1969

Lot Size

0.17 acres

Garage

2

About This Property

Your Florida Lifestyle Starts Here! Welcome to Yacht Club Estates in Largo — where the Florida lifestyle is just minutes from your front door! If you're dreaming of trading cold winters for sunshine, Gulf breezes, beaches, and year-round outdoor living, this well-maintained 3-bedroom, 2-full-bath home offers an ideal opportunity to make that dream a reality. Located in a quiet, established neighborhood in unincorporated Pinellas County, this home combines the comfort of a traditional residential community with the convenience of being close to everything that makes Florida living so desirable. Gulf beaches, Walsingham Park, shopping, restaurants, entertainment, and everyday conveniences are all just a short drive away. Inside, you'll find a comfortable and functional layout filled with natural light. The flexible bonus room is an especially valuable feature for anyone relocating to Florida — use it as a home office, guest space, craft room, fitness area, or whatever fits your lifestyle. The possibilities are yours. Even better, many of the big-ticket improvements have already been taken care of, including a new HVAC system (2025), water heater (2021), and roof (2016). That means you can spend less time worrying about major home projects and more time enjoying your new Florida surroundings. Step outside and you'll find a low-maintenance fenced backyard complete with mature citrus trees, bringing a little extra Florida charm to everyday life. Imagine stepping outside to pick fresh seasonal fruit or relaxing in your own private outdoor space. Two backyard sheds provide additional storage for gardening tools, bicycles, kayaks, beach chairs, and all the gear that comes with enjoying the Florida lifestyle. And for buyers relocating from out of state, one feature provides especially valuable peace of mind: the property is located in a NON-FLOOD ZONE, so flood insurance is not required by a lender based on the property's flood-zone designation. Enjoy being close to the Gulf without having to live directly on the water or take on the added concerns that can come with a flood-zone property. The location is another major advantage. You'll be close enough to enjoy the area's beautiful Gulf beaches whenever the mood strikes, while still being conveniently positioned for shopping, dining, parks, medical services, and everyday necessities. It's the best of both worlds — a relaxed Florida neighborhood with easy access to the coastal lifestyle. Located in unincorporated Pinellas County, the property also offers flexible rental possibilities, making it worth considering for buyers looking for a primary residence, a Florida getaway, or an investment opportunity. Whether you're retiring to Florida, escaping the cold, looking for a second home, or simply ready for a more relaxed coastal lifestyle, this Yacht Club Estates home offers the location, updates, flexibility, and Florida charm you've been looking for. Come see how easy Florida living can be. Schedule your private tour today and start imagining yourself calling Largo home!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8537568
StatusActive
Year Built1969
Total Rooms9
ConstructionBlock, Concrete
RoofShingle
FoundationBlock
FacesSouth
SubdivisionYACHT CLUB ESTATES
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, Walk-In Closet(s)
FlooringTile
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Range Hood
LaundryIn Garage, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorGarden, Private Yard, Storage
Other StructuresShed(s)
Lot Size0.17 acres (7,501 sq ft)
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$475,000
Annual Taxes$6,204 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-2
Parcel #183015992520030330

Directions

From Oakhurst, go west on 102nd Ave and house is on the right.

Location

14233 102ND AVENUE, LARGO, FL 33774

Listing Information

OfficeKELLER WILLIAMS ST PETE REALTY
ListedAugust 10, 2026

Schedule a Tour

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$475,000

20% ($95,000)
6.75%

Loan Term

Principal & Interest$2,465
Property Tax (est.)$435
Insurance (est.)$150
Total Monthly$3,050
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How to Buy This Home

Multiple financing options available for this $475,000 home in LARGO.

🏛️

FHA Loan

$16,625 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 25, 2026.

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