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$475,000

12326 DEEP CREEK DRIVE, SPRING HILL, FL 34609

3D Tour
Active17 days on market

Beds

4

Baths

3

Sq Ft

2,088 sq ft

Year Built

2024

Lot Size

0.50 acres

Garage

2

About This Property

Virtually Staged. Room to breathe on a FULLY FENCED HALF ACRE in Spring Hill — with NO HOA and NO CDD. Built in 2024, this 4-BEDROOM, 3-BATH, 2,088 SF single-story home in Hernando County pairs like-new construction with the kind of land buyers rarely find. Enter through an OVERSIZED 16-FOOT DOUBLE GATE to EXTENSIVE CONCRETE PARKING — a third driveway with room for a boat, an RV, a trailer, or three more vehicles — plus a 2-CAR GARAGE. Aluminum fencing frames the front; tall HORIZONTAL PRIVACY FENCING wraps the rest, with two additional rear gates. Inside, a TRUE OPEN GREAT ROOM flowing to a dining area and an island kitchen with QUARTZ COUNTERTOPS, 42-inch cabinetry, stainless appliances and a WALK-IN PANTRY. LUXURY VINYL PLANK FLOORING runs THROUGHOUT — including all three baths. A SPLIT BEDROOM PLAN places the owner's suite privately apart, with its own TRAY CEILING, WALK-IN CLOSET, DUAL VANITIES and a TILED WALK-IN SHOWER. Three additional bedrooms, two more full baths, a dedicated INSIDE LAUNDRY ROOM and HIGH CEILINGS complete the layout. Outside is where this property separates itself. A COVERED REAR LANAI opens to a HUGE OPEN PATIO and half an acre of open, usable, fully enclosed lawn — room for a POOL, an outdoor kitchen, a play set, a garden, and gatherings of any size. FULL GUTTER SYSTEM. Location delivers, as well. Veterans Memorial Park is under a mile. A 24-hour ER is about 4 minutes away, Publix about 5, and the SUNCOAST PARKWAY roughly 8 minutes — a straight run to Tampa's Westshore district and TPA in about 45–50. Weeki Wachee Springs is about 13 minutes; Gulf beaches and boat ramps under 20. Like New construction. Half an acre. Gated and fenced. Minutes from everything. What would you add in the backyard once it’s yours?

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8537681
StatusActive
Year Built2024
Stories1
Total Rooms8
ConstructionBlock, Stone, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionSPRING HILL
CountyHernando
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, Inside
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorLighting, Private Yard, Rain Gutters, Sidewalk
FencingBoard, Fenced, Wood
Lot Size0.50 acres (21,875 sq ft)
Lot Dimensions125 x 175
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Available, Electricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$475,000
Original Price$499,999
Annual Taxes$5,489 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPDP(SF)
Parcel #R3232317510006770080

Schools

ElementaryJ.D. Floyd Elementary School
MiddlePowell Middle
HighCentral High School

Directions

From Suncoast Pkwy (SR-589), exit Spring Hill Dr and head west approx. 3 miles. Turn south on Coronado Dr, then east on Deep Creek Dr to address.

Location

12326 DEEP CREEK DRIVE, SPRING HILL, FL 34609

Listing Information

OfficeKELLER WILLIAMS SOUTH TAMPA
ListedAugust 27, 2026

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Home Price

$475,000

20% ($95,000)
6.75%

Loan Term

Principal & Interest$2,465
Property Tax (est.)$435
Insurance (est.)$150
Total Monthly$3,050
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $475,000 home in SPRING HILL.

🏛️

FHA Loan

$16,625 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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