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$579,990

7740 OCEAN SPRAY TRAIL, PALMETTO, FL 34221

Active33 days on market

Beds

4

Baths

3

Sq Ft

2,488 sq ft

Year Built

2026

Lot Size

0.14 acres

Garage

2

About This Property

Under Construction. Welcome to the stunning Southampton 3.0 floorplan featuring 4 bedrooms, 3 bathrooms, study/den space, bonus room, and 2,488 square feet of beautifully designed living space. Located within the gated portion of the brand-new amenity rich lifestyle community of Coasterra, this home blends modern style with everyday comfort. Beautiful wood-look tile flooring runs throughout the main living areas, adding warmth and elegance. The large bonus room offers the flexibility to create a gym, playroom, movie room, or separate formal dining room, while the study/den provides a quite place to work from home. Outside your home, the brand-new Watermark amenity center is within easy walking distance. You'll additionally enjoy access to an impressive array of other community features such as the 65-acre lake, lakeside jogging paths, trails, various pools, sports fields, and so much more.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8537919
StatusActive
Year Built2026
Total Rooms8
ConstructionBlock
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionCOASTERRA
CountyManatee
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorLiving Room/Dining Room Combo, Primary Bedroom Main Floor, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsENERGY STAR Qualified Windows
CoolingCentral Air
HeatingElectric, Natural Gas
SecurityGated Community

Exterior & Lot

ExteriorIrrigation System
Lot Size0.14 acres (6,277 sq ft)
Road SurfaceAsphalt
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Fire Hydrant, Natural Gas Available, Public, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$580 / Annually
Senior CommunityNo

Financial Details

List Price$579,990
Annual Taxes$539 (2025)
ZoningX
Parcel #589901259

Directions

Coasterra Community off Buckeye Rd. Once in Coasterra, take the parkway to the first roundabout and turn right into the Edgewater community within Coasterra. Address will be on your left.

Location

7740 OCEAN SPRAY TRAIL, PALMETTO, FL 34221

Listing Information

OfficeHARTNEY REALTY & DEVELOPMENT
ListedSeptember 3, 2026

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Home Price

$579,990

20% ($115,998)
6.75%

Loan Term

Principal & Interest$3,009
Property Tax (est.)$532
Insurance (est.)$150
Total Monthly$3,691
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How to Buy This Home

Multiple financing options available for this $579,990 home in PALMETTO.

🏛️

FHA Loan

$20,300 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$29,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.

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