Skip to main content
1 / 31

$99,000

2455 FINLANDIA LANE UNIT 63, CLEARWATER, FL 33763

3D Tour
Active46 days on market

Beds

2

Baths

1

Sq Ft

1,100 sq ft

Year Built

1972

Lot Size

—

Garage

—

About This Property

Discover the easygoing Florida lifestyle at On Top of the World! This spacious 2 bed, 1bath, 1,100 sq. ft. condo is located on the 3rd floor as an interior end unit in one of Clearwater’s most active and amenity-rich 55+ communities. The comfortable layout features abundant closet space and storage, including wall-to-wall closets in the primary bedroom. A versatile bonus room off the back adds valuable flex space for a second living room, home office, den, study, hobby room or workout area. Lovingly cared for and successfully rented seasonally for nearly 20 years, the condo makes an appealing Florida getaway or full-time or seasonal residence. The interior retains its original character, offering a blank canvas for a new owner to update and personalize to their own taste. The home is offered fully furnished, with the option to have the furnishings removed before closing if desired. An elevator, assigned parking space and dedicated storage space just outside the unit add everyday convenience. Beyond your front door, OTOW offers an incredible array of amenities and activities, including more than 175 clubs, 2 swimming pools, 4 tennis courts, pickleball, a fitness center, dog park, horseshoe pits, lawn bowling and shuffleboard. Approved resident owners with a valid Activity Card also enjoy FREE golf on the community’s 2 courses—an exceptional perk for golf enthusiasts! With a vibrant social atmosphere, pet-friendly environment and something for everyone, On Top of the World makes it easy to stay active, connected and entertained. All this, just minutes from Clearwater’s beautiful beaches, shopping, dining, medical facilities and more. Come see what makes OTOW such a special place to call home!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8538048
StatusActive
Year Built1972
Stories3
Total Rooms6
ConstructionBlock, Wood Frame
RoofBuilt-Up, Membrane
FoundationSlab
FacesNortheast
SubdivisionON TOP OF THE WORLD
CountyPinellas
OwnershipLeasehold
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo
FlooringCarpet
AppliancesBuilt-In Oven, Cooktop, Disposal, Electric Water Heater, Microwave, Refrigerator
LaundryCommon Area
CoolingCentral Air
HeatingCentral
SecurityGated Community

Exterior & Lot

ExteriorSidewalk, Storage
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityYes

Financial Details

List Price$99,000
Annual Taxes$2,009 (2025)
FinancingCash, Conventional
Parcel #312816640220280630

Directions

From US-19, take Countryside Blvd east, which becomes Belcher Rd. Turn left onto World Parkway Blvd (East Entrance) and enter On Top of the World. After the gate, turn right onto Parkway Blvd, then take the first left onto Finlandia Lane. Continue to 2455 Finlandia Lane; Unit #63 is in the building on the right, on the 3rd floor.

Location

2455 FINLANDIA LANE UNIT 63, CLEARWATER, FL 33763

Listing Information

OfficeFUTURE HOME REALTY INC
ListedAugust 21, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$99,000

20% ($19,800)
6.75%

Loan Term

Principal & Interest$514
Property Tax (est.)$91
Insurance (est.)$150
Total Monthly$754
Full Calculator →

How to Buy This Home

Multiple financing options available for this $99,000 home in CLEARWATER.

🏦

Conventional

$4,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Clearwater

More Homes in Clearwater

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 25, 2026.

Call (813) 733-7907TextContact